AVDE vs SCHD
Avantis International Equity ETF vs Schwab US Dividend Equity ETF
Which is better, AVDE or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AVDE led over 3Y, SCHD over 1Y, 5Y and the full window. AVDE is less concentrated, with 7.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AVDE | SCHD |
|---|---|---|
| Expense Ratio | 0.23% | 0.06%Best |
| AUM | $19.4B | $119.9B |
| Dividend Yield | 2.81% | 2.96% |
| Holdings | 6,719 | 204 |
| YTD Return | +7.34% | +29.95%Best |
| 1Y Return | +14.50% | +37.26%Best |
| 3Y Return (annualized) | +19.90%Best | +19.10% |
| 5Y Return (annualized) | +8.95% | +9.87%Best |
| Volatility (annualized) | 17.1% | 16.8%Best |
| Max Drawdown | -37.0% | -33.4%Best |
| $10,000 over 5 years | $15,351 | $16,010Best |
| Top 10 Weight | 7.5%Best | 41.8% |
| Fund Family | Avantis Investors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 24, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Sep 26, 2019 to Nov 6, 2026 (7.1 years).
AVDE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.1 years both funds cover.
AVDE vs SCHD Performance
Avantis International Equity ETF (AVDE) is an ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AVDE returned +14.50% while SCHD returned +37.26%. Year to date, AVDE is up 7.34% versus a gain of 29.95% for SCHD.
Over three years, AVDE compounded at +19.90% per year against +19.10% for SCHD; over five years the annualized figures are +8.95% and +9.87% respectively. Across the full 7-year window we track, SCHD has the edge at +12.89% annualized vs +10.57%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVDE has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 16.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.0% for AVDE and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AVDE charges 0.23% per year while SCHD charges 0.06%. On a $10,000 position that is $23 vs $6 annually, a gap of $17 per year that compounds over a long holding period. On income, AVDE currently yields 2.81% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 3,299 holdings in AVDE and 98 in SCHD, totalling 97.4% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,299 positions we hold weights for in AVDE and 98 in SCHD, against full books of 6,719 and 204.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for AVDE (99.8% of the fund), and 54 for AVDE that do not appear in SCHD (8.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AVDE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AVDE or SCHD?
AVDE has an expense ratio of 0.23% while SCHD charges 0.06%. SCHD is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, AVDE or SCHD?
Over the past year AVDE returned +14.50% vs +37.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), AVDE annualized +10.57% vs +12.89% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AVDE or SCHD?
AVDE has been the more volatile fund at 17.1% annualized versus 16.8% for SCHD. Worst drawdown: AVDE -37.0% vs SCHD -33.4%.
Should I hold both AVDE and SCHD?
AVDE and SCHD have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AVDE or SCHD?
AVDE yields 2.81% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AVDE?
SCHD has a lower expense ratio. AVDE led over 3Y, SCHD over 1Y, 5Y and the full window. AVDE is less concentrated, with 7.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.