AVDE vs VTI

AVDE vs VTI
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Quick Verdict

VTI has a lower expense ratio. AVDE delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: AVDEMore Diversified: VTI

Side-by-Side Comparison

MetricAVDEVTIWinner
Expense Ratio0.23%0.03%
AUM$19.0B$666.9B
Dividend Yield2.40%1.07%
Holdings3,2893,543
YTD Return+14.20%+13.67%
1Y Return+25.03%+22.17%
3Y Return (annualized)+21.57%+21.93%
5Y Return (annualized)+11.24%+12.51%
Volatility (annualized)17.2%15.3%
Max Drawdown-37.0%-56.6%
Fund FamilyAvantis InvestorsVanguard (US)
CategoryEquityEquity
InceptionSep 24, 2019May 24, 2001

AVDE vs VTI Performance

Avantis International Equity ETF (AVDE) is a ETF from Avantis Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AVDE returned +25.03% while VTI returned +22.17%. Year to date, AVDE is up 14.20% versus a gain of 13.67% for VTI.

Over three years, AVDE compounded at +21.57% per year against +21.93% for VTI; over five years the annualized figures are +11.24% and +12.51% respectively. Across the full 7-year window we track, AVDE has the edge at +11.92% annualized vs +8.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AVDE has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.0% for AVDE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AVDE charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period. On income, AVDE currently yields 2.40% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

AVDE and VTI share 10 holdings out of 4201 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AVDEWeight in VTIDifference
PANW0.01%0.38%0.37%
SUNB0.16%0.04%0.12%
FBK0.14%0.00%0.14%
AMProProPro
CCLProProPro
CDEProProPro
RBA:CAProProPro
CCCSProProPro
UUUUProProPro
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Frequently Asked Questions

Which is cheaper, AVDE or VTI?

AVDE has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, AVDE or VTI?

Over the past year AVDE returned +25.03% vs +22.17% for VTI, so AVDE leads on 1-year performance. Over the longest common window we track (7 years), AVDE annualized +11.92% vs +8.11% for VTI. Past performance does not guarantee future results.

Which is riskier, AVDE or VTI?

AVDE has been the more volatile fund at 17.2% annualized versus 15.3% for VTI. Worst drawdown: AVDE -37.0% vs VTI -56.6%.

Should I hold both AVDE and VTI?

AVDE and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVDE and VTI?

AVDE and VTI share 10 common holdings with a 0.1% weight overlap. Combined, they hold 4201 unique securities.

Which pays a higher dividend, AVDE or VTI?

AVDE yields 2.40% while VTI yields 1.07%, so AVDE currently pays the higher dividend yield.

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