BAMY vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBAMYVTIWinner
Expense Ratio1.46%0.03%
AUM$44M$663.5B
Dividend Yield6.97%1.07%
Holdings63,543
YTD Return+0.68%+14.96%
1Y Return+5.93%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)4.8%15.4%
Max Drawdown-6.0%-56.6%
Fund FamilyBrookstone Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionSep 28, 2023May 24, 2001

BAMY vs VTI Performance

Brookstone Yield ETF (BAMY) is a ETF from Brookstone Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BAMY returned +5.93% while VTI returned +22.39%. Year to date, BAMY is up 0.68% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 4.8% for BAMY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.0% for BAMY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BAMY charges 1.46% per year while VTI charges 0.03%. On a $10,000 position that is $146 vs $3 annually, a gap of $143 per year that compounds over a long holding period. On income, BAMY currently yields 6.97% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BAMY and VTI share 0 holdings out of 2787 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BAMY or VTI?

BAMY has an expense ratio of 1.46% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $143 per year of difference.

Which performed better, BAMY or VTI?

Over the past year BAMY returned +5.93% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), BAMY annualized +10.23% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, BAMY or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 4.8% for BAMY. Worst drawdown: BAMY -6.0% vs VTI -56.6%.

Should I hold both BAMY and VTI?

BAMY and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BAMY and VTI?

BAMY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2787 unique securities.

Which pays a higher dividend, BAMY or VTI?

BAMY yields 6.97% while VTI yields 1.07%, so BAMY currently pays the higher dividend yield.

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