Quick Verdict

BBLB has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: BBLBHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricBBLBQQQWinner
Expense Ratio0.04%0.18%
AUM$32M$455.8B
Dividend Yield4.79%0.41%
Holdings42108
YTD Return-4.02%+18.20%
1Y Return-2.85%+27.63%
3Y Return (annualized)-1.40%+25.54%
5Y Return (annualized)-+15.12%
Volatility (annualized)13.3%30.6%
Max Drawdown-21.1%-83.0%
Fund FamilyJ.P. Morgan Asset ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionApr 19, 2023Mar 10, 1999

BBLB vs QQQ Performance

JPMorgan BetaBuilders US Treasury Bond 20+ Year ETF (BBLB) is a ETF from J.P. Morgan Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BBLB returned -2.85% while QQQ returned +27.63%. Year to date, BBLB is down 4.02% versus a gain of 18.20% for QQQ.

Over three years, BBLB compounded at -1.40% per year against +25.54% for QQQ. Across the full 3-year window we track, QQQ has the edge at +13.11% annualized vs -3.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.3% for BBLB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for BBLB and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBLB charges 0.04% per year while QQQ charges 0.18%. On a $10,000 position that is $4 vs $18 annually, a gap of $14 per year that compounds over a long holding period. On income, BBLB currently yields 4.79% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

BBLB and QQQ share 0 holdings out of 142 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BBLB or QQQ?

BBLB has an expense ratio of 0.04% while QQQ charges 0.18%. BBLB is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, BBLB or QQQ?

Over the past year BBLB returned -2.85% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), BBLB annualized -3.50% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, BBLB or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 13.3% for BBLB. Worst drawdown: BBLB -21.1% vs QQQ -83.0%.

Should I hold both BBLB and QQQ?

BBLB and QQQ have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBLB and QQQ?

BBLB and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 142 unique securities.

Which pays a higher dividend, BBLB or QQQ?

BBLB yields 4.79% while QQQ yields 0.41%, so BBLB currently pays the higher dividend yield.

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