BBSB vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBBSBIVVWinner
Expense Ratio0.04%0.03%
AUM$55M$865.2B
Dividend Yield3.95%1.09%
Holdings93508
YTD Return-0.25%+13.43%
1Y Return+1.58%+22.61%
3Y Return (annualized)+3.91%+21.47%
5Y Return (annualized)-+13.26%
Volatility (annualized)1.6%15.1%
Max Drawdown-1.6%-56.5%
Fund FamilyJ.P. Morgan Asset ManagementiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionApr 19, 2023May 15, 2000

BBSB vs IVV Performance

JPMorgan BetaBuilders US Treasury Bond 1-3 Year ETF (BBSB) is a ETF from J.P. Morgan Asset Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BBSB returned +1.58% while IVV returned +22.61%. Year to date, BBSB is down 0.25% versus a gain of 13.43% for IVV.

Over three years, BBSB compounded at +3.91% per year against +21.47% for IVV. Across the full 3-year window we track, IVV has the edge at +7.03% annualized vs +3.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.6% for BBSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.6% for BBSB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBSB charges 0.04% per year while IVV charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BBSB currently yields 3.95% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BBSB and IVV share 0 holdings out of 582 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BBSB or IVV?

BBSB has an expense ratio of 0.04% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, BBSB or IVV?

Over the past year BBSB returned +1.58% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), BBSB annualized +3.43% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, BBSB or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 1.6% for BBSB. Worst drawdown: BBSB -1.6% vs IVV -56.5%.

Should I hold both BBSB and IVV?

BBSB and IVV have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBSB and IVV?

BBSB and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 582 unique securities.

Which pays a higher dividend, BBSB or IVV?

BBSB yields 3.95% while IVV yields 1.09%, so BBSB currently pays the higher dividend yield.

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