BBSB vs VTI
JPMorgan BetaBuilders US Treasury Bond 1-3 Year ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BBSB or VTI?
Short Term High Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BBSB | VTI |
|---|---|---|
| Expense Ratio | 0.04% | 0.03%Best |
| AUM | $55M | $666.9B |
| Dividend Yield | 3.78% | 1.03% |
| Holdings | 93 | 3,543 |
| YTD Return | -1.05% | +12.30%Best |
| 1Y Return | +0.06% | +16.08%Best |
| 3Y Return (annualized) | +3.56% | +21.01%Best |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 1.7%Best | 13.1% |
| Max Drawdown | -1.8%Best | -19.3% |
| $10,000 over 3.4 years | $11,086 | $19,087Best |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term High Quality | Large Cap Blend |
| Inception | Apr 19, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Apr 20, 2023 to Sep 18, 2026 (3.4 years).
BBSB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
BBSB vs VTI Performance
JPMorgan BetaBuilders US Treasury Bond 1-3 Year ETF (BBSB) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BBSB returned +0.06% while VTI returned +16.08%. Year to date, BBSB is down 1.05% versus a gain of 12.30% for VTI.
Over three years, BBSB compounded at +3.56% per year against +21.01% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 1.7% for BBSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.8% for BBSB and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
BBSB charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BBSB currently yields 3.78% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 69 holdings in BBSB and 3,463 in VTI, totalling 75.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 69 positions we hold weights for in BBSB and 3,463 in VTI, against full books of 93 and 3,543.
You are not choosing between two funds in isolation.
Whichever of BBSB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BBSB or VTI?
BBSB has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, BBSB or VTI?
Over the past year BBSB returned +0.06% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BBSB or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 1.7% for BBSB. Worst drawdown: BBSB -1.8% vs VTI -19.3%.
Should I hold both BBSB and VTI?
BBSB and VTI have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BBSB or VTI?
BBSB yields 3.78% while VTI yields 1.03%, so BBSB currently pays the higher dividend yield.
Is VTI better than BBSB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.