BBSB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBBSBVTIWinner
Expense Ratio0.04%0.03%
AUM$55M$663.5B
Dividend Yield3.95%1.07%
Holdings933,543
YTD Return-0.25%+13.87%
1Y Return+1.58%+23.31%
3Y Return (annualized)+3.91%+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)1.6%15.3%
Max Drawdown-1.6%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionApr 19, 2023May 24, 2001

BBSB vs VTI Performance

JPMorgan BetaBuilders US Treasury Bond 1-3 Year ETF (BBSB) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BBSB returned +1.58% while VTI returned +23.31%. Year to date, BBSB is down 0.25% versus a gain of 13.87% for VTI.

Over three years, BBSB compounded at +3.91% per year against +21.17% for VTI. Across the full 3-year window we track, VTI has the edge at +8.13% annualized vs +3.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.6% for BBSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.6% for BBSB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBSB charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BBSB currently yields 3.95% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BBSB and VTI share 0 holdings out of 2860 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BBSB or VTI?

BBSB has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, BBSB or VTI?

Over the past year BBSB returned +1.58% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), BBSB annualized +3.43% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, BBSB or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 1.6% for BBSB. Worst drawdown: BBSB -1.6% vs VTI -56.6%.

Should I hold both BBSB and VTI?

BBSB and VTI have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBSB and VTI?

BBSB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2860 unique securities.

Which pays a higher dividend, BBSB or VTI?

BBSB yields 3.95% while VTI yields 1.07%, so BBSB currently pays the higher dividend yield.

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