BEEZ vs SCHD
Honeytree US Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BEEZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.64% | 0.06% | |
| AUM | $6M | $103.7B | |
| Dividend Yield | 0.54% | 3.31% | |
| Holdings | 27 | 104 | |
| YTD Return | +8.33% | +25.62% | |
| 1Y Return | +8.80% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 11.9% | 13.6% | |
| Max Drawdown | -18.6% | -33.4% | |
| Fund Family | Honeytree | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 6, 2023 | Oct 20, 2011 |
BEEZ vs SCHD Performance
Honeytree US Equity ETF (BEEZ) is a ETF from Honeytree and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BEEZ returned +8.80% while SCHD returned +32.62%. Year to date, BEEZ is up 8.33% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.9% for BEEZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for BEEZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BEEZ charges 0.64% per year while SCHD charges 0.06%. On a $10,000 position that is $64 vs $6 annually, a gap of $58 per year that compounds over a long holding period. On income, BEEZ currently yields 0.54% against 3.31% for SCHD.
Holdings Overlap
BEEZ and SCHD share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BEEZ or SCHD?
BEEZ has an expense ratio of 0.64% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $58 per year of difference.
Which performed better, BEEZ or SCHD?
Over the past year BEEZ returned +8.80% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BEEZ annualized +12.53% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, BEEZ or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 11.9% for BEEZ. Worst drawdown: BEEZ -18.6% vs SCHD -33.4%.
Should I hold both BEEZ and SCHD?
BEEZ and SCHD have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BEEZ and SCHD?
BEEZ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.
Which pays a higher dividend, BEEZ or SCHD?
BEEZ yields 0.54% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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