BENJ vs QQQ
Horizon Landmark ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | BENJ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.18% | |
| AUM | $335M | $496.3B | |
| Dividend Yield | 0.00% | 0.44% | |
| Holdings | 4 | 108 | |
| YTD Return | +2.26% | +16.23% | |
| 1Y Return | +3.82% | +26.23% | |
| 3Y Return (annualized) | - | +25.75% | |
| 5Y Return (annualized) | - | +14.78% | |
| Volatility (annualized) | 0.5% | 30.6% | |
| Max Drawdown | -0.4% | -83.0% | |
| Fund Family | Horizon Funds | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jan 22, 2025 | Mar 10, 1999 |
BENJ vs QQQ Performance
Horizon Landmark ETF (BENJ) is a ETF from Horizon Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BENJ returned +3.82% while QQQ returned +26.23%. Year to date, BENJ is up 2.26% versus a gain of 16.23% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 0.5% for BENJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.4% for BENJ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BENJ charges 0.40% per year while QQQ charges 0.18%. On a $10,000 position that is $40 vs $18 annually, a gap of $22 per year that compounds over a long holding period. On income, BENJ currently yields 0.00% against 0.44% for QQQ.
Holdings Overlap
BENJ and QQQ share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BENJ or QQQ?
BENJ has an expense ratio of 0.40% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, BENJ or QQQ?
Over the past year BENJ returned +3.82% vs +26.23% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), BENJ annualized +3.86% vs +13.02% for QQQ. Past performance does not guarantee future results.
Which is riskier, BENJ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 0.5% for BENJ. Worst drawdown: BENJ -0.4% vs QQQ -83.0%.
Should I hold both BENJ and QQQ?
BENJ and QQQ have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BENJ and QQQ?
BENJ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, BENJ or QQQ?
BENJ yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.
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