BGY vs VTI
BlackRock Enhanced International Dividend Trust vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BGY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $592M | $666.9B | |
| Dividend Yield | 8.06% | 1.07% | |
| Holdings | 127 | 3,543 | |
| YTD Return | +5.83% | +14.82% | |
| 1Y Return | +11.51% | +22.43% | |
| 3Y Return (annualized) | +13.14% | +21.93% | |
| 5Y Return (annualized) | +6.62% | +12.34% | |
| Volatility (annualized) | 19.1% | 15.4% | |
| Max Drawdown | -80.9% | -56.6% | |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 25, 2007 | May 24, 2001 |
BGY vs VTI Performance
BlackRock Enhanced International Dividend Trust (BGY) is a ETF from BlackRock, Inc. (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BGY returned +11.51% while VTI returned +22.43%. Year to date, BGY is up 5.83% versus a gain of 14.82% for VTI.
Over three years, BGY compounded at +13.14% per year against +21.93% for VTI; over five years the annualized figures are +6.62% and +12.34% respectively. Across the full 19-year window we track, VTI has the edge at +8.16% annualized vs -4.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BGY has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -80.9% for BGY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BGY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, BGY currently yields 8.06% against 1.07% for VTI.
Holdings Overlap
BGY and VTI share 1 holdings out of 2834 unique holdings combined, representing a 0.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BGY | Weight in VTI | Difference |
|---|---|---|---|
| GE | 0.98% | 0.54% | 0.44% |
Frequently Asked Questions
Which is cheaper, BGY or VTI?
BGY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, BGY or VTI?
Over the past year BGY returned +11.51% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), BGY annualized -4.01% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, BGY or VTI?
BGY has been the more volatile fund at 19.1% annualized versus 15.4% for VTI. Worst drawdown: BGY -80.9% vs VTI -56.6%.
Should I hold both BGY and VTI?
BGY and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BGY and VTI?
BGY and VTI share 1 common holdings with a 0.5% weight overlap. Combined, they hold 2834 unique securities.
Which pays a higher dividend, BGY or VTI?
BGY yields 8.06% while VTI yields 1.07%, so BGY currently pays the higher dividend yield.
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