BINV vs VTI
Brandes International ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. BINV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BINV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.03% | |
| AUM | $512M | $663.5B | |
| Dividend Yield | 2.21% | 1.07% | |
| Holdings | 74 | 3,543 | |
| YTD Return | +13.35% | +14.16% | |
| 1Y Return | +26.92% | +23.62% | |
| 3Y Return (annualized) | - | +21.43% | |
| 5Y Return (annualized) | - | +12.33% | |
| Volatility (annualized) | 12.3% | 15.3% | |
| Max Drawdown | -14.9% | -56.6% | |
| Fund Family | Brandes Investment Partners | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 3, 2023 | May 24, 2001 |
BINV vs VTI Performance
Brandes International ETF (BINV) is a ETF from Brandes Investment Partners and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BINV returned +26.92% while VTI returned +23.62%. Year to date, BINV is up 13.35% versus a gain of 14.16% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.3% for BINV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.9% for BINV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BINV charges 0.70% per year while VTI charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, BINV currently yields 2.21% against 1.07% for VTI.
Holdings Overlap
BINV and VTI share 0 holdings out of 2850 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BINV or VTI?
BINV has an expense ratio of 0.70% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $67 per year of difference.
Which performed better, BINV or VTI?
Over the past year BINV returned +26.92% vs +23.62% for VTI, so BINV leads on 1-year performance. Over the longest common window we track (3 years), BINV annualized +25.57% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, BINV or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.3% for BINV. Worst drawdown: BINV -14.9% vs VTI -56.6%.
Should I hold both BINV and VTI?
BINV and VTI have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BINV and VTI?
BINV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2850 unique securities.
Which pays a higher dividend, BINV or VTI?
BINV yields 2.21% while VTI yields 1.07%, so BINV currently pays the higher dividend yield.
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