BINV vs VYM

BINV vs VYM

Which is better, BINV or VYM?

BINV has been ahead.

VYM has a lower expense ratio. BINV led over 1Y, 3Y and the full window. BINV is less concentrated, with 24.0% of the fund in its ten largest positions against 26.1%.

Lower Fees: VYMHigher Returns: BINVLess Concentrated: BINV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBINVVYM
Expense Ratio0.70%0.04%Best
AUM$534M$81.6B
Dividend Yield2.06%2.22%
Holdings71613
YTD Return+8.41%+11.35%Best
1Y Return+15.56%Best+15.34%
3Y Return (annualized)+22.68%Best+17.22%
5Y Return (annualized)-+12.30%
Volatility (annualized)12.5%10.7%Best
Max Drawdown-14.9%-14.5%Best
$10,000 over 3 years$18,464Best$17,194
Top 10 Weight24.0%Best26.1%
Fund FamilyBrandes Investment PartnersVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionOct 3, 2023Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Oct 5, 2023 to Sep 18, 2026 (3 years).

BINV vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

BINV vs VYM Performance

Brandes International ETF (BINV) is an ETF from Brandes Investment Partners and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year BINV returned +15.56% while VYM returned +15.34%. Year to date, BINV is up 8.41% versus a gain of 11.35% for VYM.

Over three years, BINV compounded at +22.68% per year against +17.22% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BINV has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 10.7% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for BINV and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BINV charges 0.70% per year while VYM charges 0.04%. On a $10,000 position that is $70 vs $4 annually, a gap of $66 per year that compounds over a long holding period. On income, BINV currently yields 2.06% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 68 holdings in BINV and 557 in VYM, totalling 100.0% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 68 positions we hold weights for in BINV and 557 in VYM, against full books of 71 and 613.

What only one of them owns

Our book lists 528 positions for VYM that do not appear in our book for BINV (97.1% of the fund), and 13 for BINV that do not appear in VYM (15.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of BINV and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BINVVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BINV or VYM?

BINV has an expense ratio of 0.70% while VYM charges 0.04%. VYM is the cheaper option, by $66 a year on a $10,000 investment.

Which performed better, BINV or VYM?

Over the past year BINV returned +15.56% vs +15.34% for VYM, so BINV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BINV or VYM?

BINV has been the more volatile fund at 12.5% annualized versus 10.7% for VYM. Worst drawdown: BINV -14.9% vs VYM -14.5%.

Should I hold both BINV and VYM?

BINV and VYM have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BINV or VYM?

BINV yields 2.06% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than BINV?

VYM has a lower expense ratio. BINV led over 1Y, 3Y and the full window. BINV is less concentrated, with 24.0% of the fund in its ten largest positions against 26.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.