Quick Verdict

VYM has a lower expense ratio. BINV delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: BINVMore Diversified: VYM

Side-by-Side Comparison

MetricBINVVYMWinner
Expense Ratio0.70%0.04%
AUM$512M$79.0B
Dividend Yield2.21%2.86%
Holdings74568
YTD Return+13.50%+15.80%
1Y Return+26.94%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)12.3%14.6%
Max Drawdown-14.9%-58.8%
Fund FamilyBrandes Investment PartnersVanguard (US)
CategoryEquityEquity
InceptionOct 3, 2023Nov 10, 2006

BINV vs VYM Performance

Brandes International ETF (BINV) is a ETF from Brandes Investment Partners and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BINV returned +26.94% while VYM returned +26.12%. Year to date, BINV is up 13.50% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.3% for BINV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for BINV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BINV charges 0.70% per year while VYM charges 0.04%. On a $10,000 position that is $70 vs $4 annually, a gap of $66 per year that compounds over a long holding period. On income, BINV currently yields 2.21% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

BINV and VYM share 0 holdings out of 625 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BINV or VYM?

BINV has an expense ratio of 0.70% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, BINV or VYM?

Over the past year BINV returned +26.94% vs +26.12% for VYM, so BINV leads on 1-year performance. Over the longest common window we track (3 years), BINV annualized +25.71% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, BINV or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 12.3% for BINV. Worst drawdown: BINV -14.9% vs VYM -58.8%.

Should I hold both BINV and VYM?

BINV and VYM have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BINV and VYM?

BINV and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 625 unique securities.

Which pays a higher dividend, BINV or VYM?

BINV yields 2.21% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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