BKCG vs SCHD
BNY Mellon Concentrated Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BKCG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $117M | $103.7B | |
| Dividend Yield | 0.79% | 3.31% | |
| Holdings | 29 | 104 | |
| YTD Return | +9.66% | +25.62% | |
| 1Y Return | +16.75% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 13.4% | 13.6% | |
| Max Drawdown | -12.1% | -33.4% | |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 31, 2025 | Oct 20, 2011 |
BKCG vs SCHD Performance
BNY Mellon Concentrated Growth ETF (BKCG) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BKCG returned +16.75% while SCHD returned +32.62%. Year to date, BKCG is up 9.66% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.4% for BKCG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for BKCG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKCG charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BKCG currently yields 0.79% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, BKCG or SCHD?
BKCG has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, BKCG or SCHD?
Over the past year BKCG returned +16.75% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BKCG annualized +21.24% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, BKCG or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.4% for BKCG. Worst drawdown: BKCG -12.1% vs SCHD -33.4%.
Should I hold both BKCG and SCHD?
BKCG and SCHD have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKCG and SCHD?
BKCG and SCHD share 2 common holdings with a 4.8% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, BKCG or SCHD?
BKCG yields 0.79% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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