BKCG vs SCHD
BNY Mellon Concentrated Growth ETF vs Schwab US Dividend Equity ETF
Which is better, BKCG or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 57.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKCG | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $120M | $112.1B |
| Dividend Yield | 0.59% | 3.00% |
| Holdings | 30 | 103 |
| YTD Return | +6.20% | +24.59%Best |
| 1Y Return | +11.06% | +28.14%Best |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 13.1%Best | 14.0% |
| Max Drawdown | -12.1%Best | -13.0% |
| $10,000 over 1.4 years | $12,503 | $12,630Best |
| Top 10 Weight | 57.4% | 41.8%Best |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 31, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Mar 31, 2025 to Sep 10, 2026 (1.4 years).
BKCG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
BKCG vs SCHD Performance
BNY Mellon Concentrated Growth ETF (BKCG) is an ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BKCG returned +11.06% while SCHD returned +28.14%. Year to date, BKCG is up 6.20% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 13.1% for BKCG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for BKCG and -13.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BKCG charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BKCG currently yields 0.59% against 3.00% for SCHD.
Holdings Overlap
9.9% of BKCG's money is in holdings SCHD also owns. 13.4% of SCHD's money is in holdings BKCG also owns.
SCHD and BKCG share little of their money.
4 positions in common, counted across the 28 positions we hold weights for in BKCG and 100 in SCHD, against full books of 30 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for BKCG (86.5% of the fund), and 22 for BKCG that do not appear in SCHD (85.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BKCG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKCG or SCHD?
BKCG has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, BKCG or SCHD?
Over the past year BKCG returned +11.06% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BKCG annualized +17.30% vs +18.15% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKCG or SCHD?
SCHD has been the more volatile fund at 14.0% annualized versus 13.1% for BKCG. Worst drawdown: BKCG -12.1% vs SCHD -13.0%.
Should I hold both BKCG and SCHD?
BKCG and SCHD have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BKCG and SCHD?
13.4% of SCHD's money is in holdings BKCG also owns. 13.4% of SCHD's is in holdings BKCG also owns. They hold 4 positions in common, counted across the 28 positions we hold weights for in BKCG and 100 in SCHD.
Which pays a higher dividend, BKCG or SCHD?
BKCG yields 0.59% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BKCG?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 57.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.