BKCG vs VTI
BNY Mellon Concentrated Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BKCG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $124M | $666.9B | |
| Dividend Yield | 0.60% | 1.07% | |
| Holdings | 30 | 3,543 | |
| YTD Return | +7.73% | +13.14% | |
| 1Y Return | +14.53% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 13.3% | 15.3% | |
| Max Drawdown | -12.1% | -56.6% | |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 31, 2025 | May 24, 2001 |
BKCG vs VTI Performance
BNY Mellon Concentrated Growth ETF (BKCG) is a ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BKCG returned +14.53% while VTI returned +22.35%. Year to date, BKCG is up 7.73% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.3% for BKCG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for BKCG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BKCG charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, BKCG currently yields 0.60% against 1.07% for VTI.
Holdings Overlap
BKCG and VTI share 22 holdings out of 2794 unique holdings combined, representing a 30.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKCG or VTI?
BKCG has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, BKCG or VTI?
Over the past year BKCG returned +14.53% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), BKCG annualized +19.25% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, BKCG or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.3% for BKCG. Worst drawdown: BKCG -12.1% vs VTI -56.6%.
Should I hold both BKCG and VTI?
BKCG and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between BKCG and VTI?
BKCG and VTI share 22 common holdings with a 30.9% weight overlap. Combined, they hold 2794 unique securities.
Which pays a higher dividend, BKCG or VTI?
BKCG yields 0.60% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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