BKEM vs SCHD
BNY Mellon Emerging Markets Equity ETF vs Schwab US Dividend Equity ETF
Which is better, BKEM or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. BKEM led over 1Y and 3Y, SCHD over 5Y and the full window. BKEM is less concentrated, with 38.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKEM | SCHD |
|---|---|---|
| Expense Ratio | 0.11% | 0.06%Best |
| AUM | $110M | $108.9B |
| Dividend Yield | 3.73% | 3.00% |
| Holdings | 1,795 | 206 |
| YTD Return | +21.45%Best | +20.89% |
| 1Y Return | +27.10%Best | +23.87% |
| 3Y Return (annualized) | +24.16%Best | +16.42% |
| 5Y Return (annualized) | +9.05% | +9.40%Best |
| Volatility (annualized) | 16.6% | 15.1%Best |
| Max Drawdown | -39.5% | -16.9%Best |
| $10,000 over 5 years | $15,422 | $15,671Best |
| Top 10 Weight | 38.3%Best | 41.8% |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Apr 22, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Apr 24, 2020 to Oct 2, 2026 (6.4 years).
BKEM vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
BKEM vs SCHD Performance
BNY Mellon Emerging Markets Equity ETF (BKEM) is an ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BKEM returned +27.10% while SCHD returned +23.87%. Year to date, BKEM is up 21.45% versus a gain of 20.89% for SCHD.
Over three years, BKEM compounded at +24.16% per year against +16.42% for SCHD; over five years the annualized figures are +9.05% and +9.40% respectively. Across the full 6-year window we track, SCHD has the edge at +14.73% annualized vs +12.44%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKEM has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.5% for BKEM and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BKEM charges 0.11% per year while SCHD charges 0.06%. On a $10,000 position that is $11 vs $6 annually, a gap of $5 per year that compounds over a long holding period. On income, BKEM currently yields 3.73% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1,194 holdings in BKEM and 99 in SCHD, totalling 96.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1,194 positions we hold weights for in BKEM and 99 in SCHD, against full books of 1,795 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for BKEM (99.9% of the fund), and 20 for BKEM that do not appear in SCHD (5.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BKEM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKEM or SCHD?
BKEM has an expense ratio of 0.11% while SCHD charges 0.06%. SCHD is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, BKEM or SCHD?
Over the past year BKEM returned +27.10% vs +23.87% for SCHD, so BKEM leads on 1-year performance. Over the longest common window we track (6 years), BKEM annualized +12.44% vs +14.73% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKEM or SCHD?
BKEM has been the more volatile fund at 16.6% annualized versus 15.1% for SCHD. Worst drawdown: BKEM -39.5% vs SCHD -16.9%.
Should I hold both BKEM and SCHD?
BKEM and SCHD have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BKEM or SCHD?
BKEM yields 3.73% while SCHD yields 3.00%, so BKEM currently pays the higher dividend yield.
Is SCHD better than BKEM?
SCHD has a lower expense ratio. BKEM led over 1Y and 3Y, SCHD over 5Y and the full window. BKEM is less concentrated, with 38.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.