BLOK vs SCHD

BLOK vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBLOKSCHDWinner
Expense Ratio0.70%0.06%
AUM$1.1B$108.7B
Dividend Yield0.82%3.13%
Holdings54104
YTD Return+3.24%+25.69%
1Y Return+3.00%+30.41%
3Y Return (annualized)+43.00%+16.03%
5Y Return (annualized)+9.20%+9.64%
Volatility (annualized)40.1%13.6%
Max Drawdown-73.3%-33.4%
Fund FamilyAmplify ETFsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 16, 2018Oct 20, 2011

BLOK vs SCHD Performance

Amplify Blockchain Technology ETF (BLOK) is a ETF from Amplify ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BLOK returned +3.00% while SCHD returned +30.41%. Year to date, BLOK is up 3.24% versus a gain of 25.69% for SCHD.

Over three years, BLOK compounded at +43.00% per year against +16.03% for SCHD; over five years the annualized figures are +9.20% and +9.64% respectively. Across the full 9-year window we track, BLOK has the edge at +15.75% annualized vs +11.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BLOK has been the more volatile fund, with annualized monthly volatility of 40.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -73.3% for BLOK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BLOK charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, BLOK currently yields 0.82% against 3.13% for SCHD.

Holdings Overlap

0.5%overlap

BLOK and SCHD share 1 holdings out of 151 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BLOKWeight in SCHDDifference
BR1.24%0.48%0.76%

Frequently Asked Questions

Which is cheaper, BLOK or SCHD?

BLOK has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, BLOK or SCHD?

Over the past year BLOK returned +3.00% vs +30.41% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), BLOK annualized +15.75% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, BLOK or SCHD?

BLOK has been the more volatile fund at 40.1% annualized versus 13.6% for SCHD. Worst drawdown: BLOK -73.3% vs SCHD -33.4%.

Should I hold both BLOK and SCHD?

BLOK and SCHD have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BLOK and SCHD?

BLOK and SCHD share 1 common holdings with a 0.5% weight overlap. Combined, they hold 151 unique securities.

Which pays a higher dividend, BLOK or SCHD?

BLOK yields 0.82% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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