BLUI vs IVV
Bluemonte Diversified Income ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BLUI | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | - | $865.2B | |
| Dividend Yield | - | 1.09% | |
| Holdings | 7 | 508 | |
| YTD Return | +4.40% | +13.72% | |
| 1Y Return | +7.31% | +21.64% | |
| 3Y Return (annualized) | - | +21.55% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 2.6% | 15.1% | |
| Max Drawdown | -2.4% | -56.5% | |
| Fund Family | Bluemonte Investment Management | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 20, 2025 | May 15, 2000 |
BLUI vs IVV Performance
Bluemonte Diversified Income ETF (BLUI) is a ETF from Bluemonte Investment Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BLUI returned +7.31% while IVV returned +21.64%. Year to date, BLUI is up 4.40% versus a gain of 13.72% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.6% for BLUI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.4% for BLUI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BLUI charges 0.75% per year while IVV charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period.
Holdings Overlap
BLUI and IVV share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLUI or IVV?
BLUI has an expense ratio of 0.75% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, BLUI or IVV?
Over the past year BLUI returned +7.31% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), BLUI annualized +7.41% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, BLUI or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 2.6% for BLUI. Worst drawdown: BLUI -2.4% vs IVV -56.5%.
Should I hold both BLUI and IVV?
BLUI and IVV have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLUI and IVV?
BLUI and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.
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