BLUI vs VYM
Bluemonte Diversified Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | BLUI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.04% | |
| AUM | - | $79.0B | |
| Dividend Yield | - | 2.86% | |
| Holdings | 7 | 568 | |
| YTD Return | +4.12% | +16.16% | |
| 1Y Return | +7.17% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 2.6% | 14.6% | |
| Max Drawdown | -2.4% | -58.8% | |
| Fund Family | Bluemonte Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 20, 2025 | Nov 10, 2006 |
BLUI vs VYM Performance
Bluemonte Diversified Income ETF (BLUI) is a ETF from Bluemonte Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BLUI returned +7.17% while VYM returned +26.05%. Year to date, BLUI is up 4.12% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 2.6% for BLUI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.4% for BLUI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BLUI charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period.
Holdings Overlap
BLUI and VYM share 0 holdings out of 564 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLUI or VYM?
BLUI has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, BLUI or VYM?
Over the past year BLUI returned +7.17% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), BLUI annualized +7.18% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, BLUI or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 2.6% for BLUI. Worst drawdown: BLUI -2.4% vs VYM -58.8%.
Should I hold both BLUI and VYM?
BLUI and VYM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLUI and VYM?
BLUI and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 564 unique securities.
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