BLUI vs QQQ
Bluemonte Diversified Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | BLUI | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.18% | |
| AUM | $107M | $496.3B | |
| Dividend Yield | 5.12% | 0.44% | |
| Holdings | 8 | 108 | |
| YTD Return | +4.56% | +16.23% | |
| 1Y Return | +7.04% | +26.23% | |
| 3Y Return (annualized) | - | +25.75% | |
| 5Y Return (annualized) | - | +14.78% | |
| Volatility (annualized) | 2.6% | 30.6% | |
| Max Drawdown | -2.4% | -83.0% | |
| Fund Family | Bluemonte Investment Management | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 20, 2025 | Mar 10, 1999 |
BLUI vs QQQ Performance
Bluemonte Diversified Income ETF (BLUI) is a ETF from Bluemonte Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BLUI returned +7.04% while QQQ returned +26.23%. Year to date, BLUI is up 4.56% versus a gain of 16.23% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 2.6% for BLUI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.4% for BLUI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.12. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BLUI charges 0.75% per year while QQQ charges 0.18%. On a $10,000 position that is $75 vs $18 annually, a gap of $57 per year that compounds over a long holding period. On income, BLUI currently yields 5.12% against 0.44% for QQQ.
Holdings Overlap
BLUI and QQQ share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLUI or QQQ?
BLUI has an expense ratio of 0.75% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, BLUI or QQQ?
Over the past year BLUI returned +7.04% vs +26.23% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), BLUI annualized +7.41% vs +13.02% for QQQ. Past performance does not guarantee future results.
Which is riskier, BLUI or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 2.6% for BLUI. Worst drawdown: BLUI -2.4% vs QQQ -83.0%.
Should I hold both BLUI and QQQ?
BLUI and QQQ have a monthly-return correlation of 0.12, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLUI and QQQ?
BLUI and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, BLUI or QQQ?
BLUI yields 5.12% while QQQ yields 0.44%, so BLUI currently pays the higher dividend yield.
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