BNDY vs VOO
Horizon Core Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BNDY | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.66% | 0.03% | |
| AUM | $249M | $979.0B | |
| Dividend Yield | 5.65% | 1.09% | |
| Holdings | 4 | 509 | |
| YTD Return | -3.98% | +13.44% | |
| 1Y Return | -1.56% | +22.62% | |
| 3Y Return (annualized) | - | +21.47% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 4.6% | 14.1% | |
| Max Drawdown | -6.3% | -34.3% | |
| Fund Family | Horizon Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 2, 2025 | Sep 7, 2010 |
BNDY vs VOO Performance
Horizon Core Bond ETF (BNDY) is a ETF from Horizon Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BNDY returned -1.56% while VOO returned +22.62%. Year to date, BNDY is down 3.98% versus a gain of 13.44% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.6% for BNDY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for BNDY and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BNDY charges 0.66% per year while VOO charges 0.03%. On a $10,000 position that is $66 vs $3 annually, a gap of $63 per year that compounds over a long holding period. On income, BNDY currently yields 5.65% against 1.09% for VOO.
Holdings Overlap
BNDY and VOO share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BNDY or VOO?
BNDY has an expense ratio of 0.66% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $63 per year of difference.
Which performed better, BNDY or VOO?
Over the past year BNDY returned -1.56% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), BNDY annualized -0.41% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, BNDY or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 4.6% for BNDY. Worst drawdown: BNDY -6.3% vs VOO -34.3%.
Should I hold both BNDY and VOO?
BNDY and VOO have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDY and VOO?
BNDY and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, BNDY or VOO?
BNDY yields 5.65% while VOO yields 1.09%, so BNDY currently pays the higher dividend yield.
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