BNDY vs VXUS
Horizon Core Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | BNDY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.66% | 0.05% | |
| AUM | $249M | $156.5B | |
| Dividend Yield | 5.65% | 2.60% | |
| Holdings | 4 | 8,747 | |
| YTD Return | -3.73% | +14.57% | |
| 1Y Return | -1.39% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 4.6% | 15.1% | |
| Max Drawdown | -6.3% | -39.9% | |
| Fund Family | Horizon Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 2, 2025 | Jan 26, 2011 |
BNDY vs VXUS Performance
Horizon Core Bond ETF (BNDY) is a ETF from Horizon Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BNDY returned -1.39% while VXUS returned +27.82%. Year to date, BNDY is down 3.73% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.6% for BNDY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for BNDY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BNDY charges 0.66% per year while VXUS charges 0.05%. On a $10,000 position that is $66 vs $5 annually, a gap of $61 per year that compounds over a long holding period. On income, BNDY currently yields 5.65% against 2.60% for VXUS.
Holdings Overlap
BNDY and VXUS share 0 holdings out of 7863 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BNDY or VXUS?
BNDY has an expense ratio of 0.66% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, BNDY or VXUS?
Over the past year BNDY returned -1.39% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), BNDY annualized -0.18% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, BNDY or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.6% for BNDY. Worst drawdown: BNDY -6.3% vs VXUS -39.9%.
Should I hold both BNDY and VXUS?
BNDY and VXUS have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDY and VXUS?
BNDY and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7863 unique securities.
Which pays a higher dividend, BNDY or VXUS?
BNDY yields 5.65% while VXUS yields 2.60%, so BNDY currently pays the higher dividend yield.
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