BRKC vs SCHD
YieldMax BRK.B Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BRKC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.06% | |
| AUM | $11M | $103.7B | |
| Dividend Yield | 18.68% | 3.31% | |
| Holdings | 10 | 104 | |
| YTD Return | +4.51% | +25.33% | |
| 1Y Return | +6.38% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 11.3% | 13.6% | |
| Max Drawdown | -7.7% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jun 4, 2025 | Oct 20, 2011 |
BRKC vs SCHD Performance
YieldMax BRK.B Option Income Strategy ETF (BRKC) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BRKC returned +6.38% while SCHD returned +32.31%. Year to date, BRKC is up 4.51% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.3% for BRKC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.7% for BRKC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BRKC charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, BRKC currently yields 18.68% against 3.31% for SCHD.
Holdings Overlap
BRKC and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BRKC or SCHD?
BRKC has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
Which performed better, BRKC or SCHD?
Over the past year BRKC returned +6.38% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BRKC annualized +2.51% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, BRKC or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 11.3% for BRKC. Worst drawdown: BRKC -7.7% vs SCHD -33.4%.
Should I hold both BRKC and SCHD?
BRKC and SCHD have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BRKC and SCHD?
BRKC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, BRKC or SCHD?
BRKC yields 18.68% while SCHD yields 3.31%, so BRKC currently pays the higher dividend yield.
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