BSCU vs VOO

BSCU vs VOO

Which is better, BSCU or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSCUVOO
Expense Ratio0.10%0.03%Best
AUM$2.7B$997.4B
Dividend Yield4.62%1.04%
Holdings447509
YTD Return-0.45%+11.55%Best
1Y Return+0.63%+17.54%Best
3Y Return (annualized)+5.71%+20.71%Best
5Y Return (annualized)+0.20%+12.80%Best
Volatility (annualized)7.3%Best15.4%
Max Drawdown-22.5%Best-24.5%
$10,000 over 5 years$10,100$18,262Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionSep 16, 2020Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 17, 2020 to Sep 10, 2026 (6 years).

BSCU vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.

BSCU vs VOO Performance

Invesco BulletShares 2030 Corporate Bond ETF (BSCU) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BSCU returned +0.63% while VOO returned +17.54%. Year to date, BSCU is down 0.45% versus a gain of 11.55% for VOO.

Over three years, BSCU compounded at +5.71% per year against +20.71% for VOO; over five years the annualized figures are +0.20% and +12.80% respectively. Across the full 6-year window we track, VOO has the edge at +16.09% annualized vs +0.16%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.3% for BSCU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.5% for BSCU and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BSCU charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCU currently yields 4.62% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 400 holdings in BSCU and 505 in VOO, totalling 87.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 400 positions we hold weights for in BSCU and 505 in VOO, against full books of 447 and 509.

You are not choosing between two funds in isolation.

Whichever of BSCU and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSCUVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSCU or VOO?

BSCU has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, BSCU or VOO?

Over the past year BSCU returned +0.63% vs +17.54% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), BSCU annualized +0.16% vs +16.09% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSCU or VOO?

VOO has been the more volatile fund at 15.4% annualized versus 7.3% for BSCU. Worst drawdown: BSCU -22.5% vs VOO -24.5%.

Should I hold both BSCU and VOO?

BSCU and VOO have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSCU or VOO?

BSCU yields 4.62% while VOO yields 1.04%, so BSCU currently pays the higher dividend yield.

Is VOO better than BSCU?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.