BSCX vs VTI
Invesco BulletShares 2033 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSCX or VTI?
Short Term Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSCX | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.0B | $666.9B |
| Dividend Yield | 4.97% | 1.03% |
| Holdings | 291 | 3,543 |
| YTD Return | -2.77% | +13.14%Best |
| 1Y Return | -1.80% | +16.63%Best |
| 3Y Return (annualized) | +5.81% | +22.30%Best |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 6.8%Best | 12.8% |
| Max Drawdown | -4.7%Best | -19.3% |
| $10,000 over 3 years | $11,803 | $18,288Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Bond | Large Cap Blend |
| Inception | Sep 20, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 21, 2023 to Sep 23, 2026 (3 years).
BSCX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
BSCX vs VTI Performance
Invesco BulletShares 2033 Corporate Bond ETF (BSCX) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BSCX returned -1.80% while VTI returned +16.63%. Year to date, BSCX is down 2.77% versus a gain of 13.14% for VTI.
Over three years, BSCX compounded at +5.81% per year against +22.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 6.8% for BSCX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for BSCX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BSCX charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCX currently yields 4.97% against 1.03% for VTI.
Holdings Overlap
At least 1.4% of VTI's money is in holdings BSCX also owns.
Stated as a floor: for BSCX, our book for it covers 75.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and BSCX share little of their money.
2 positions in common, counted across the 238 positions we hold weights for in BSCX and 3,463 in VTI, against full books of 291 and 3,543.
You are not choosing between two funds in isolation.
Whichever of BSCX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSCX or VTI?
BSCX has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, BSCX or VTI?
Over the past year BSCX returned -1.80% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSCX or VTI?
VTI has been the more volatile fund at 12.8% annualized versus 6.8% for BSCX. Worst drawdown: BSCX -4.7% vs VTI -19.3%.
Should I hold both BSCX and VTI?
BSCX and VTI have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BSCX and VTI?
At least 1.4% of VTI's money is in holdings BSCX also owns. Our book for BSCX is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 238 positions we hold weights for in BSCX and 3,463 in VTI.
Which pays a higher dividend, BSCX or VTI?
BSCX yields 4.97% while VTI yields 1.03%, so BSCX currently pays the higher dividend yield.
Is VTI better than BSCX?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.