BSJP vs VYM

BSJP vs VYM

Which is better, BSJP or VYM?

High Yield Bond against Large Cap Value.

VYM has a lower expense ratio.

Lower Fees: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSJPVYM
Expense Ratio0.43%0.04%Best
AUM$538M$81.6B
Dividend Yield4.53%2.24%
Holdings9613
Volatility (annualized)6.8%Best15.4%
Max Drawdown-25.4%Best-35.7%
Top 10 Weight-25.9%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Value
InceptionSep 26, 2017Nov 10, 2006

Not shown on this pair: YTD Price Return, 1Y Price Return, 3Y Price Return (annualized), 5Y Price Return (annualized), $10,000 over 8.2 years.

The two price series end 261 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BSJP has data through Dec 17, 2025 and VYM through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 8.2 years row, are measured over the window both funds cover: Sep 26, 2017 to Dec 17, 2025 (8.2 years).

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 6.8% for BSJP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.4% for BSJP and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJP charges 0.43% per year while VYM charges 0.04%. On a $10,000 position that is $43 vs $4 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJP currently yields 4.53% against 2.24% for VYM.

Holdings Overlap

We hold position weights for 8 holdings in BSJP and 603 in VYM, totalling 100.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 305 days apart, BSJP as of Aug 29, 2025 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 8 positions we hold weights for in BSJP and 603 in VYM, against full books of 9 and 613.

What only one of them owns

Our book lists 570 positions for VYM that do not appear in our book for BSJP (97.4% of the fund), and 8 for BSJP that do not appear in VYM (100.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of BSJP and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSJPVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSJP or VYM?

BSJP has an expense ratio of 0.43% while VYM charges 0.04%. VYM is the cheaper option, by $39 a year on a $10,000 investment.

Which is riskier, BSJP or VYM?

VYM has been the more volatile fund at 15.4% annualized versus 6.8% for BSJP. Worst drawdown: BSJP -25.4% vs VYM -35.7%.

Should I hold both BSJP and VYM?

BSJP and VYM have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSJP or VYM?

BSJP yields 4.53% while VYM yields 2.24%, so BSJP currently pays the higher dividend yield.

Is VYM better than BSJP?

VYM has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.