BSJP vs VYM
Invesco BulletShares 2025 High Yield Corporate Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | BSJP | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.04% | |
| AUM | $538M | $79.0B | |
| Dividend Yield | 4.53% | 2.86% | |
| Holdings | 9 | 568 | |
| YTD Return | -0.13% | +16.10% | |
| 1Y Return | -0.43% | +25.99% | |
| 3Y Return (annualized) | +1.30% | +18.29% | |
| 5Y Return (annualized) | -1.16% | +12.35% | |
| Volatility (annualized) | 6.8% | 14.6% | |
| Max Drawdown | -25.4% | -58.8% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 26, 2017 | Nov 10, 2006 |
BSJP vs VYM Performance
Invesco BulletShares 2025 High Yield Corporate Bond ETF (BSJP) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSJP returned -0.43% while VYM returned +25.99%. Year to date, BSJP is down 0.13% versus a gain of 16.10% for VYM.
Over three years, BSJP compounded at +1.30% per year against +18.29% for VYM; over five years the annualized figures are -1.16% and +12.35% respectively. Across the full 8-year window we track, VYM has the edge at +7.08% annualized vs -1.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.8% for BSJP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for BSJP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJP charges 0.43% per year while VYM charges 0.04%. On a $10,000 position that is $43 vs $4 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJP currently yields 4.53% against 2.86% for VYM.
Holdings Overlap
BSJP and VYM share 0 holdings out of 566 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJP or VYM?
BSJP has an expense ratio of 0.43% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, BSJP or VYM?
Over the past year BSJP returned -0.43% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (8 years), BSJP annualized -1.01% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, BSJP or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 6.8% for BSJP. Worst drawdown: BSJP -25.4% vs VYM -58.8%.
Should I hold both BSJP and VYM?
BSJP and VYM have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJP and VYM?
BSJP and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 566 unique securities.
Which pays a higher dividend, BSJP or VYM?
BSJP yields 4.53% while VYM yields 2.86%, so BSJP currently pays the higher dividend yield.
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