BSJR vs QQQ
Invesco BulletShares 2027 High Yield Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Which is better, BSJR or QQQ?
High Yield Bond against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. BSJR is less concentrated, with 28.2% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJR | QQQ |
|---|---|---|
| Expense Ratio | 0.42% | 0.18%Best |
| AUM | $904M | $483.5B |
| Dividend Yield | 5.51% | 0.44% |
| Holdings | 104 | 107 |
| YTD Return | +1.44% | +21.71%Best |
| 1Y Return | +2.60% | +25.89%Best |
| 3Y Return (annualized) | +7.62% | +28.80%Best |
| 5Y Return (annualized) | +3.09% | +15.67%Best |
| Volatility (annualized) | 8.8%Best | 20.6% |
| Max Drawdown | -23.3%Best | -35.1% |
| $10,000 over 5 years | $11,643 | $20,706Best |
| Top 10 Weight | 28.2%Best | 46.5% |
| Fund Family | Invesco (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Growth |
| Inception | Sep 12, 2019 | Mar 10, 1999 |
Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2019 to Sep 25, 2026 (7 years).
BSJR vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BSJR vs QQQ Performance
Invesco BulletShares 2027 High Yield Corporate Bond ETF (BSJR) is an ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year BSJR returned +2.60% while QQQ returned +25.89%. Year to date, BSJR is up 1.44% versus a gain of 21.71% for QQQ.
Over three years, BSJR compounded at +7.62% per year against +28.80% for QQQ; over five years the annualized figures are +3.09% and +15.67% respectively. Across the full 7-year window we track, QQQ has the edge at +21.69% annualized vs +2.92%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 8.8% for BSJR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for BSJR and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BSJR charges 0.42% per year while QQQ charges 0.18%. On a $10,000 position that is $42 vs $18 annually, a gap of $24 per year that compounds over a long holding period. On income, BSJR currently yields 5.51% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 90 holdings in BSJR and 102 in QQQ, totalling 96.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 90 positions we hold weights for in BSJR and 102 in QQQ, against full books of 104 and 107.
What only one of them owns
Our book lists 96 positions for QQQ that do not appear in our book for BSJR (97.5% of the fund), and 90 for BSJR that do not appear in QQQ (96.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BSJR and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJR or QQQ?
BSJR has an expense ratio of 0.42% while QQQ charges 0.18%. QQQ is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, BSJR or QQQ?
Over the past year BSJR returned +2.60% vs +25.89% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (7 years), BSJR annualized +2.92% vs +21.69% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSJR or QQQ?
QQQ has been the more volatile fund at 20.6% annualized versus 8.8% for BSJR. Worst drawdown: BSJR -23.3% vs QQQ -35.1%.
Should I hold both BSJR and QQQ?
BSJR and QQQ have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSJR or QQQ?
BSJR yields 5.51% while QQQ yields 0.44%, so BSJR currently pays the higher dividend yield.
Is QQQ better than BSJR?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. BSJR is less concentrated, with 28.2% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.