BSJR vs VTI
Invesco BulletShares 2027 High Yield Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSJR or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJR | VTI |
|---|---|---|
| Expense Ratio | 0.42% | 0.03%Best |
| AUM | $904M | $666.9B |
| Dividend Yield | 5.51% | 1.03% |
| Holdings | 104 | 3,543 |
| YTD Return | +2.20% | +12.57%Best |
| 1Y Return | +3.36% | +17.22%Best |
| 3Y Return (annualized) | +7.50% | +20.87%Best |
| 5Y Return (annualized) | +3.25% | +11.86%Best |
| Volatility (annualized) | 8.8%Best | 17.1% |
| Max Drawdown | -23.3%Best | -35.0% |
| $10,000 over 5 years | $11,734 | $17,514Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Sep 12, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2019 to Sep 11, 2026 (7 years).
BSJR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
BSJR vs VTI Performance
Invesco BulletShares 2027 High Yield Corporate Bond ETF (BSJR) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BSJR returned +3.36% while VTI returned +17.22%. Year to date, BSJR is up 2.20% versus a gain of 12.57% for VTI.
Over three years, BSJR compounded at +7.50% per year against +20.87% for VTI; over five years the annualized figures are +3.25% and +11.86% respectively. Across the full 7-year window we track, VTI has the edge at +14.91% annualized vs +3.05%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 8.8% for BSJR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for BSJR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJR charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJR currently yields 5.51% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 95 holdings in BSJR and 2,787 in VTI, totalling 96.8% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 95 positions we hold weights for in BSJR and 2,787 in VTI, against full books of 104 and 3,543.
What only one of them owns
Measured across the 95 and 2,787 positions we hold weights for.
VTI holds 680 positions BSJR does not, 89.9% of the fund.
Largest: NVDA 6.32%, AAPL 5.84%, MSFT 3.81%, AMZN 3.17%, GOOGL 2.88%
You are not choosing between two funds in isolation.
Whichever of BSJR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJR or VTI?
BSJR has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, BSJR or VTI?
Over the past year BSJR returned +3.36% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), BSJR annualized +3.05% vs +14.91% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSJR or VTI?
VTI has been the more volatile fund at 17.1% annualized versus 8.8% for BSJR. Worst drawdown: BSJR -23.3% vs VTI -35.0%.
Should I hold both BSJR and VTI?
BSJR and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSJR or VTI?
BSJR yields 5.51% while VTI yields 1.03%, so BSJR currently pays the higher dividend yield.
Is VTI better than BSJR?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.