BSJR vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricBSJRVXUSWinner
Expense Ratio0.42%0.05%
AUM$865M$156.5B
Dividend Yield5.66%2.60%
Holdings1048,747
YTD Return+2.00%+14.07%
1Y Return+4.05%+27.24%
3Y Return (annualized)+7.61%+19.27%
5Y Return (annualized)+3.48%+9.14%
Volatility (annualized)8.8%15.1%
Max Drawdown-23.3%-39.9%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 12, 2019Jan 26, 2011

BSJR vs VXUS Performance

Invesco BulletShares 2027 High Yield Corporate Bond ETF (BSJR) is a ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BSJR returned +4.05% while VXUS returned +27.24%. Year to date, BSJR is up 2.00% versus a gain of 14.07% for VXUS.

Over three years, BSJR compounded at +7.61% per year against +19.27% for VXUS; over five years the annualized figures are +3.48% and +9.14% respectively. Across the full 7-year window we track, VXUS has the edge at +4.83% annualized vs +3.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.8% for BSJR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.3% for BSJR and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJR charges 0.42% per year while VXUS charges 0.05%. On a $10,000 position that is $42 vs $5 annually, a gap of $37 per year that compounds over a long holding period. On income, BSJR currently yields 5.66% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

BSJR and VXUS share 0 holdings out of 7950 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJR or VXUS?

BSJR has an expense ratio of 0.42% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, BSJR or VXUS?

Over the past year BSJR returned +4.05% vs +27.24% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), BSJR annualized +3.06% vs +4.83% for VXUS. Past performance does not guarantee future results.

Which is riskier, BSJR or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 8.8% for BSJR. Worst drawdown: BSJR -23.3% vs VXUS -39.9%.

Should I hold both BSJR and VXUS?

BSJR and VXUS have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJR and VXUS?

BSJR and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7950 unique securities.

Which pays a higher dividend, BSJR or VXUS?

BSJR yields 5.66% while VXUS yields 2.60%, so BSJR currently pays the higher dividend yield.

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