BSMY vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. BSMY offers more diversification with 1,859 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: BSMY

Side-by-Side Comparison

MetricBSMYVOOWinner
Expense Ratio0.18%0.03%
AUM$139M$979.0B
Dividend Yield3.49%1.09%
Holdings1,859509
YTD Return+0.42%+14.48%
1Y Return+5.87%+22.02%
3Y Return (annualized)-+21.80%
5Y Return (annualized)-+13.36%
Volatility (annualized)5.8%14.2%
Max Drawdown-6.8%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 11, 2024Sep 7, 2010

BSMY vs VOO Performance

Invesco BulletShares 2034 Municipal Bond ETF (BSMY) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BSMY returned +5.87% while VOO returned +22.02%. Year to date, BSMY is up 0.42% versus a gain of 14.48% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 5.8% for BSMY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.8% for BSMY and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSMY charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, BSMY currently yields 3.49% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

BSMY and VOO share 0 holdings out of 1087 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSMY or VOO?

BSMY has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, BSMY or VOO?

Over the past year BSMY returned +5.87% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), BSMY annualized +1.30% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, BSMY or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 5.8% for BSMY. Worst drawdown: BSMY -6.8% vs VOO -34.3%.

Should I hold both BSMY and VOO?

BSMY and VOO have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSMY and VOO?

BSMY and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1087 unique securities.

Which pays a higher dividend, BSMY or VOO?

BSMY yields 3.49% while VOO yields 1.09%, so BSMY currently pays the higher dividend yield.

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