BUYZ vs SCHD
Franklin Disruptive Commerce ETF vs Schwab US Dividend Equity ETF
Which is better, BUYZ or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BUYZ | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $5M | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 60 | 206 |
| YTD Return | -7.85% | +22.89%Best |
| 1Y Return | -14.46% | +29.27%Best |
| 3Y Return (annualized) | +14.45% | +16.56%Best |
| 5Y Return (annualized) | -5.52% | +9.63%Best |
| Volatility (annualized) | 28.5% | 16.5%Best |
| Max Drawdown | -68.0% | -28.0%Best |
| $10,000 over 5 years | $7,528 | $15,836Best |
| Top 10 Weight | 48.9% | 41.8%Best |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Feb 25, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Feb 27, 2020 to Oct 12, 2026 (6.6 years).
BUYZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.6 years both funds cover.
BUYZ vs SCHD Performance
Franklin Disruptive Commerce ETF (BUYZ) is an ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BUYZ returned -14.46% while SCHD returned +29.27%. Year to date, BUYZ is down 7.85% versus a gain of 22.89% for SCHD.
Over three years, BUYZ compounded at +14.45% per year against +16.56% for SCHD; over five years the annualized figures are -5.52% and +9.63% respectively. Across the full 7-year window we track, SCHD has the edge at +13.67% annualized vs +6.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BUYZ has been the more volatile fund, with annualized monthly volatility of 28.5% compared with 16.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -68.0% for BUYZ and -28.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BUYZ charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BUYZ currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
1.1% of BUYZ's money is in holdings SCHD also owns. 1.4% of SCHD's money is in holdings BUYZ also owns.
SCHD and BUYZ share little of their money.
1 positions in common, counted across the 58 positions we hold weights for in BUYZ and 99 in SCHD, against full books of 60 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for BUYZ (98.5% of the fund), and 43 for BUYZ that do not appear in SCHD (80.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BUYZ | Weight in SCHD | Difference |
|---|---|---|---|
| FASTFastenal Co. | 1.09% | 1.42% | 0.33% |
You are not choosing between two funds in isolation.
Whichever of BUYZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BUYZ or SCHD?
BUYZ has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, BUYZ or SCHD?
Over the past year BUYZ returned -14.46% vs +29.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), BUYZ annualized +6.30% vs +13.67% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BUYZ or SCHD?
BUYZ has been the more volatile fund at 28.5% annualized versus 16.5% for SCHD. Worst drawdown: BUYZ -68.0% vs SCHD -28.0%.
Should I hold both BUYZ and SCHD?
BUYZ and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BUYZ and SCHD?
1.4% of SCHD's money is in holdings BUYZ also owns. 1.4% of SCHD's is in holdings BUYZ also owns. They hold 1 positions in common, counted across the 58 positions we hold weights for in BUYZ and 99 in SCHD.
Which pays a higher dividend, BUYZ or SCHD?
BUYZ yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BUYZ?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.