BYRE vs VTI
Principal Real Estate Active Opportunities ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BYRE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $28M | $666.9B | |
| Dividend Yield | 2.68% | 1.07% | |
| Holdings | 56 | 3,543 | |
| YTD Return | +15.11% | +12.65% | |
| 1Y Return | +12.82% | +21.39% | |
| 3Y Return (annualized) | +12.01% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 17.7% | 15.3% | |
| Max Drawdown | -25.7% | -56.6% | |
| Fund Family | Principal Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 18, 2022 | May 24, 2001 |
BYRE vs VTI Performance
Principal Real Estate Active Opportunities ETF (BYRE) is a ETF from Principal Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BYRE returned +12.82% while VTI returned +21.39%. Year to date, BYRE is up 15.11% versus a gain of 12.65% for VTI.
Over three years, BYRE compounded at +12.01% per year against +21.54% for VTI. Across the full 4-year window we track, VTI has the edge at +8.07% annualized vs +5.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BYRE has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.7% for BYRE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BYRE charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, BYRE currently yields 2.68% against 1.07% for VTI.
Holdings Overlap
BYRE and VTI share 29 holdings out of 2808 unique holdings combined, representing a 1.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BYRE or VTI?
BYRE has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, BYRE or VTI?
Over the past year BYRE returned +12.82% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), BYRE annualized +5.14% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, BYRE or VTI?
BYRE has been the more volatile fund at 17.7% annualized versus 15.3% for VTI. Worst drawdown: BYRE -25.7% vs VTI -56.6%.
Should I hold both BYRE and VTI?
BYRE and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BYRE and VTI?
BYRE and VTI share 29 common holdings with a 1.0% weight overlap. Combined, they hold 2808 unique securities.
Which pays a higher dividend, BYRE or VTI?
BYRE yields 2.68% while VTI yields 1.07%, so BYRE currently pays the higher dividend yield.
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