CBSE vs VTI

CBSE vs VTI

Which is better, CBSE or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. CBSE led over 1Y and the full window. CBSE is less concentrated, with 29.7% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: CBSELess Concentrated: CBSE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCBSEVTI
Expense Ratio0.85%0.03%Best
AUM$49M$666.9B
Dividend Yield0.29%1.03%
Holdings433,543
Volatility (annualized)22.2%16.1%Best
Max Drawdown-36.3%-25.4%Best
$10,000 over 4.2 years$17,888Best$17,179
Top 10 Weight29.7%Best33.3%
Fund FamilyChangebridge CapitalVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionNov 12, 2020May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 609 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CBSE has data through Jan 17, 2025 and VTI through Sep 18, 2026.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Nov 13, 2020 to Jan 17, 2025 (4.2 years).

Risk: Volatility and Drawdowns

CBSE has been the more volatile fund, with annualized monthly volatility of 22.2% compared with 16.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.3% for CBSE and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CBSE charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, CBSE currently yields 0.29% against 1.03% for VTI.

Holdings Overlap

CBSE already in VTI78.2%
VTI already in CBSE13.3%

78.2% of CBSE's money is in holdings VTI also owns. 13.3% of VTI's money is in holdings CBSE also owns.

Most of CBSE is already inside VTI. Owning both mostly buys the same companies twice.

31 positions in common, counted across the 39 positions we hold weights for in CBSE and 3,463 in VTI, against full books of 43 and 3,543.

What only one of them owns

Our book lists 1,128 positions for VTI that do not appear in our book for CBSE (84.1% of the fund), and 5 for CBSE that do not appear in VTI (12.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CBSEWeight in VTIDifference
NVDANvidia Corp3.06%6.40%3.34%
AVGOBroadcom Inc2.49%2.56%0.07%
GOOGAlphabet Inc2.41%2.31%0.10%
LNGCheniere Energy Inc.3.01%0.08%2.93%
BKRBaker Hughes Co2.99%0.08%2.91%
VGVenture Global Inc3.07%0.00%3.07%
WTTRSelect Energy Services Inc3.05%0.00%3.05%
APAApa Corp3.02%0.02%3.00%
CEGConstellation Energy Corporation Com2.86%0.12%2.74%
HLXHelix Energy Solutions Group2.97%0.00%2.97%

78.2% of CBSE is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CBSEVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CBSE or VTI?

CBSE has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.

Which is riskier, CBSE or VTI?

CBSE has been the more volatile fund at 22.2% annualized versus 16.1% for VTI. Worst drawdown: CBSE -36.3% vs VTI -25.4%.

Should I hold both CBSE and VTI?

CBSE and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CBSE and VTI?

78.2% of CBSE's money is in holdings VTI also owns. 13.3% of VTI's is in holdings CBSE also owns. They hold 31 positions in common, counted across the 39 positions we hold weights for in CBSE and 3,463 in VTI.

Which pays a higher dividend, CBSE or VTI?

CBSE yields 0.29% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than CBSE?

VTI has a lower expense ratio. CBSE led over 1Y and the full window. CBSE is less concentrated, with 29.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.