CBTA vs SCHD

CBTA vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCBTASCHDWinner
Expense Ratio0.69%0.06%
AUM$5M$108.7B
Dividend Yield1.17%3.13%
Holdings7104
YTD Return-17.68%+27.93%
1Y Return-26.82%+30.06%
3Y Return (annualized)-+16.25%
5Y Return (annualized)-+10.03%
Volatility (annualized)27.4%13.6%
Max Drawdown-39.8%-33.4%
Fund FamilyCalamos InvestmentsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionApr 7, 2025Oct 20, 2011

CBTA vs SCHD Performance

Calamos Bitcoin 80 Series Structured Alt Protection ETF - April (CBTA) is a ETF from Calamos Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CBTA returned -26.82% while SCHD returned +30.06%. Year to date, CBTA is down 17.68% versus a gain of 27.93% for SCHD.

Risk: Volatility and Drawdowns

CBTA has been the more volatile fund, with annualized monthly volatility of 27.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.8% for CBTA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.10. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CBTA charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, CBTA currently yields 1.17% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, CBTA or SCHD?

CBTA has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, CBTA or SCHD?

Over the past year CBTA returned -26.82% vs +30.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CBTA annualized -4.38% vs +11.56% for SCHD. Past performance does not guarantee future results.

Which is riskier, CBTA or SCHD?

CBTA has been the more volatile fund at 27.4% annualized versus 13.6% for SCHD. Worst drawdown: CBTA -39.8% vs SCHD -33.4%.

Should I hold both CBTA and SCHD?

CBTA and SCHD have a monthly-return correlation of -0.10, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CBTA or SCHD?

CBTA yields 1.17% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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