CBTJ vs VTI

CBTJ vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCBTJVTIWinner
Expense Ratio0.69%0.03%
AUM$24M$666.9B
Dividend Yield1.77%1.07%
Holdings73,543
YTD Return-15.87%+12.65%
1Y Return-32.85%+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)23.3%15.3%
Max Drawdown-42.4%-56.6%
Fund FamilyCalamos InvestmentsVanguard (US)
CategoryAlternativeEquity
InceptionFeb 4, 2025May 24, 2001

CBTJ vs VTI Performance

Calamos Bitcoin 80 Series Structured Alt Protection ETF - January (CBTJ) is a ETF from Calamos Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CBTJ returned -32.85% while VTI returned +21.39%. Year to date, CBTJ is down 15.87% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

CBTJ has been the more volatile fund, with annualized monthly volatility of 23.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.4% for CBTJ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CBTJ charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, CBTJ currently yields 1.77% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, CBTJ or VTI?

CBTJ has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, CBTJ or VTI?

Over the past year CBTJ returned -32.85% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CBTJ annualized -15.97% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, CBTJ or VTI?

CBTJ has been the more volatile fund at 23.3% annualized versus 15.3% for VTI. Worst drawdown: CBTJ -42.4% vs VTI -56.6%.

Should I hold both CBTJ and VTI?

CBTJ and VTI have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CBTJ or VTI?

CBTJ yields 1.77% while VTI yields 1.07%, so CBTJ currently pays the higher dividend yield.

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