CCFE vs SCHD
Concourse Capital Focused Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CCFE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.06% | |
| AUM | $39M | $103.7B | |
| Dividend Yield | 0.02% | 3.31% | |
| Holdings | 24 | 104 | |
| YTD Return | +6.81% | +24.26% | |
| 1Y Return | +15.47% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 22.8% | 13.6% | |
| Max Drawdown | -21.1% | -33.4% | |
| Fund Family | Concourse Capital | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 11, 2025 | Oct 20, 2011 |
CCFE vs SCHD Performance
Concourse Capital Focused Equity ETF (CCFE) is a ETF from Concourse Capital and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CCFE returned +15.47% while SCHD returned +31.38%. Year to date, CCFE is up 6.81% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
CCFE has been the more volatile fund, with annualized monthly volatility of 22.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for CCFE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CCFE charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, CCFE currently yields 0.02% against 3.31% for SCHD.
Holdings Overlap
CCFE and SCHD share 0 holdings out of 122 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CCFE or SCHD?
CCFE has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, CCFE or SCHD?
Over the past year CCFE returned +15.47% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CCFE annualized +14.01% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, CCFE or SCHD?
CCFE has been the more volatile fund at 22.8% annualized versus 13.6% for SCHD. Worst drawdown: CCFE -21.1% vs SCHD -33.4%.
Should I hold both CCFE and SCHD?
CCFE and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CCFE and SCHD?
CCFE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 122 unique securities.
Which pays a higher dividend, CCFE or SCHD?
CCFE yields 0.02% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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