CCFE vs SPY
Concourse Capital Focused Equity ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | CCFE | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.09% | |
| AUM | $39M | $789.1B | |
| Dividend Yield | 0.02% | 1.01% | |
| Holdings | 24 | 505 | |
| YTD Return | +6.81% | +13.79% | |
| 1Y Return | +15.47% | +23.66% | |
| 3Y Return (annualized) | - | +21.40% | |
| 5Y Return (annualized) | - | +13.37% | |
| Volatility (annualized) | 22.8% | 15.3% | |
| Max Drawdown | -21.1% | -56.5% | |
| Fund Family | Concourse Capital | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Jun 11, 2025 | Jan 22, 1993 |
CCFE vs SPY Performance
Concourse Capital Focused Equity ETF (CCFE) is a ETF from Concourse Capital and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CCFE returned +15.47% while SPY returned +23.66%. Year to date, CCFE is up 6.81% versus a gain of 13.79% for SPY.
Risk: Volatility and Drawdowns
CCFE has been the more volatile fund, with annualized monthly volatility of 22.8% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for CCFE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CCFE charges 0.95% per year while SPY charges 0.09%. On a $10,000 position that is $95 vs $9 annually, a gap of $86 per year that compounds over a long holding period. On income, CCFE currently yields 0.02% against 1.01% for SPY.
Holdings Overlap
CCFE and SPY share 1 holdings out of 524 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CCFE | Weight in SPY | Difference |
|---|---|---|---|
| BLDR | 4.20% | 0.01% | 4.19% |
Frequently Asked Questions
Which is cheaper, CCFE or SPY?
CCFE has an expense ratio of 0.95% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.
Which performed better, CCFE or SPY?
Over the past year CCFE returned +15.47% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), CCFE annualized +14.01% vs +8.85% for SPY. Past performance does not guarantee future results.
Which is riskier, CCFE or SPY?
CCFE has been the more volatile fund at 22.8% annualized versus 15.3% for SPY. Worst drawdown: CCFE -21.1% vs SPY -56.5%.
Should I hold both CCFE and SPY?
CCFE and SPY have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CCFE and SPY?
CCFE and SPY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 524 unique securities.
Which pays a higher dividend, CCFE or SPY?
CCFE yields 0.02% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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