CEFA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CEFA offers more diversification with 367 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: CEFA

Side-by-Side Comparison

MetricCEFASCHDWinner
Expense Ratio0.35%0.06%
AUM$59M$108.7B
Dividend Yield2.68%3.13%
Holdings367104
YTD Return+13.06%+26.54%
1Y Return+20.86%+30.90%
3Y Return (annualized)+18.32%+16.29%
5Y Return (annualized)+8.23%+9.65%
Volatility (annualized)16.4%13.6%
Max Drawdown-32.0%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 22, 2020Oct 20, 2011

CEFA vs SCHD Performance

Global X S&P Catholic Values Developed ex-US ETF (CEFA) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CEFA returned +20.86% while SCHD returned +30.90%. Year to date, CEFA is up 13.06% versus a gain of 26.54% for SCHD.

Over three years, CEFA compounded at +18.32% per year against +16.29% for SCHD; over five years the annualized figures are +8.23% and +9.65% respectively. Across the full 6-year window we track, CEFA has the edge at +11.51% annualized vs +11.51%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CEFA has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.0% for CEFA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CEFA charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, CEFA currently yields 2.68% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

CEFA and SCHD share 0 holdings out of 447 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CEFA or SCHD?

CEFA has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, CEFA or SCHD?

Over the past year CEFA returned +20.86% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), CEFA annualized +11.51% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, CEFA or SCHD?

CEFA has been the more volatile fund at 16.4% annualized versus 13.6% for SCHD. Worst drawdown: CEFA -32.0% vs SCHD -33.4%.

Should I hold both CEFA and SCHD?

CEFA and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CEFA and SCHD?

CEFA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 447 unique securities.

Which pays a higher dividend, CEFA or SCHD?

CEFA yields 2.68% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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