CHPY vs SCHD
YieldMax Semiconductor Portfolio Option Income ETF vs Schwab US Dividend Equity ETF
Which is better, CHPY or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. CHPY led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 49.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CHPY | SCHD |
|---|---|---|
| Expense Ratio | 1.03% | 0.06%Best |
| AUM | $1.1B | $112.2B |
| Dividend Yield | 39.65% | 3.13% |
| Holdings | 120 | 103 |
| YTD Return | +53.92%Best | +27.56% |
| 1Y Return | +95.08%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 37.8% | 11.5%Best |
| Max Drawdown | -27.6% | -9.0%Best |
| $10,000 over 1.4 years | $25,643Best | $13,568 |
| Top 10 Weight | 49.2% | 41.5%Best |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Apr 2, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 3, 2025 to Sep 4, 2026 (1.4 years).
CHPY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
CHPY vs SCHD Performance
YieldMax Semiconductor Portfolio Option Income ETF (CHPY) is an ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CHPY returned +95.08% while SCHD returned +30.29%. Year to date, CHPY is up 53.92% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHPY has been the more volatile fund, with annualized monthly volatility of 37.8% compared with 11.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.6% for CHPY and -9.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.07. They move largely independently of each other.
Fees and Cost Over Time
CHPY charges 1.03% per year while SCHD charges 0.06%. On a $10,000 position that is $103 vs $6 annually, a gap of $97 per year that compounds over a long holding period. On income, CHPY currently yields 39.65% against 3.13% for SCHD.
Holdings Overlap
5.4% of CHPY's money is in holdings SCHD also owns. 6.1% of SCHD's money is in holdings CHPY also owns.
SCHD and CHPY share little of their money.
2 positions in common, counted across the 29 positions we hold weights for in CHPY and 100 in SCHD, against full books of 120 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for CHPY (93.8% of the fund), and 21 for CHPY that do not appear in SCHD (73.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CHPY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CHPY or SCHD?
CHPY has an expense ratio of 1.03% while SCHD charges 0.06%. SCHD is the cheaper option, by $97 a year on a $10,000 investment.
Which performed better, CHPY or SCHD?
Over the past year CHPY returned +95.08% vs +30.29% for SCHD, so CHPY leads on 1-year performance. Over the longest common window we track (1 years), CHPY annualized +95.94% vs +24.35% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CHPY or SCHD?
CHPY has been the more volatile fund at 37.8% annualized versus 11.5% for SCHD. Worst drawdown: CHPY -27.6% vs SCHD -9.0%.
Should I hold both CHPY and SCHD?
CHPY and SCHD have a monthly-return correlation of -0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CHPY and SCHD?
6.1% of SCHD's money is in holdings CHPY also owns. 6.1% of SCHD's is in holdings CHPY also owns. They hold 2 positions in common, counted across the 29 positions we hold weights for in CHPY and 100 in SCHD.
Which pays a higher dividend, CHPY or SCHD?
CHPY yields 39.65% while SCHD yields 3.13%, so CHPY currently pays the higher dividend yield.
Is SCHD better than CHPY?
SCHD has a lower expense ratio. CHPY led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 49.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.