CHPY vs SCHD
YieldMax Semiconductor Portfolio Option Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. CHPY delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CHPY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.03% | 0.06% | |
| AUM | $1.1B | $103.7B | |
| Dividend Yield | 29.14% | 3.31% | |
| Holdings | 104 | 104 | |
| YTD Return | +58.65% | +24.26% | |
| 1Y Return | +102.62% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 38.6% | 13.6% | |
| Max Drawdown | -27.6% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 2, 2025 | Oct 20, 2011 |
CHPY vs SCHD Performance
YieldMax Semiconductor Portfolio Option Income ETF (CHPY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CHPY returned +102.62% while SCHD returned +31.38%. Year to date, CHPY is up 58.65% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
CHPY has been the more volatile fund, with annualized monthly volatility of 38.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.6% for CHPY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CHPY charges 1.03% per year while SCHD charges 0.06%. On a $10,000 position that is $103 vs $6 annually, a gap of $97 per year that compounds over a long holding period. On income, CHPY currently yields 29.14% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, CHPY or SCHD?
CHPY has an expense ratio of 1.03% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
Which performed better, CHPY or SCHD?
Over the past year CHPY returned +102.62% vs +31.38% for SCHD, so CHPY leads on 1-year performance. Over the longest common window we track (1 years), CHPY annualized +108.25% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, CHPY or SCHD?
CHPY has been the more volatile fund at 38.6% annualized versus 13.6% for SCHD. Worst drawdown: CHPY -27.6% vs SCHD -33.4%.
Should I hold both CHPY and SCHD?
CHPY and SCHD have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CHPY and SCHD?
CHPY and SCHD share 2 common holdings with a 5.6% weight overlap. Combined, they hold 127 unique securities.
Which pays a higher dividend, CHPY or SCHD?
CHPY yields 29.14% while SCHD yields 3.31%, so CHPY currently pays the higher dividend yield.
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