CHPY vs VYM

CHPY vs VYM

Which is better, CHPY or VYM?

Multi Alternative against Large Cap Value.

VYM has a lower expense ratio. CHPY led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 49.2%.

Lower Fees: VYMHigher Returns: CHPYLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCHPYVYM
Expense Ratio1.03%0.04%Best
AUM$1.1B$81.6B
Dividend Yield39.65%2.24%
Holdings120613
YTD Return+53.92%Best+14.82%
1Y Return+95.08%Best+20.84%
3Y Return (annualized)-+18.64%
5Y Return (annualized)-+12.28%
Volatility (annualized)37.8%8.5%Best
Max Drawdown-27.6%-7.5%Best
$10,000 over 1.4 years$25,643Best$13,591
Top 10 Weight49.2%25.9%Best
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Value
InceptionApr 2, 2025Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 3, 2025 to Sep 4, 2026 (1.4 years).

CHPY vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.

CHPY vs VYM Performance

YieldMax Semiconductor Portfolio Option Income ETF (CHPY) is an ETF from YieldMax ETF and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CHPY returned +95.08% while VYM returned +20.84%. Year to date, CHPY is up 53.92% versus a gain of 14.82% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CHPY has been the more volatile fund, with annualized monthly volatility of 37.8% compared with 8.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.6% for CHPY and -7.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.

Fees and Cost Over Time

CHPY charges 1.03% per year while VYM charges 0.04%. On a $10,000 position that is $103 vs $4 annually, a gap of $99 per year that compounds over a long holding period. On income, CHPY currently yields 39.65% against 2.24% for VYM.

Holdings Overlap

CHPY already in VYM19.1%
VYM already in CHPY10.5%

19.1% of CHPY's money is in holdings VYM also owns. 10.5% of VYM's money is in holdings CHPY also owns.

CHPY and VYM share little of their money.

6 positions in common, counted across the 29 positions we hold weights for in CHPY and 603 in VYM, against full books of 120 and 613.

What only one of them owns

Our book lists 564 positions for VYM that do not appear in our book for CHPY (86.9% of the fund), and 17 for CHPY that do not appear in VYM (59.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CHPYWeight in VYMDifference
AVGOBroadcom Inc6.03%7.29%1.26%
TXNTexas Instrument Inc2.93%1.13%1.80%
ADIAnalog Devices, Inc.2.85%0.80%2.05%
QCOMQualcomm Inc.2.45%0.81%1.64%
NXPINxp Semiconductors Nv Sedol B505Pn72.49%0.29%2.20%
MCHPMicrochip Technology Inc.2.37%0.20%2.17%

You are not choosing between two funds in isolation.

Whichever of CHPY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CHPYVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CHPY or VYM?

CHPY has an expense ratio of 1.03% while VYM charges 0.04%. VYM is the cheaper option, by $99 a year on a $10,000 investment.

Which performed better, CHPY or VYM?

Over the past year CHPY returned +95.08% vs +20.84% for VYM, so CHPY leads on 1-year performance. Over the longest common window we track (1 years), CHPY annualized +95.94% vs +24.50% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CHPY or VYM?

CHPY has been the more volatile fund at 37.8% annualized versus 8.5% for VYM. Worst drawdown: CHPY -27.6% vs VYM -7.5%.

Should I hold both CHPY and VYM?

CHPY and VYM have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CHPY and VYM?

19.1% of CHPY's money is in holdings VYM also owns. 10.5% of VYM's is in holdings CHPY also owns. They hold 6 positions in common, counted across the 29 positions we hold weights for in CHPY and 603 in VYM.

Which pays a higher dividend, CHPY or VYM?

CHPY yields 39.65% while VYM yields 2.24%, so CHPY currently pays the higher dividend yield.

Is VYM better than CHPY?

VYM has a lower expense ratio. CHPY led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 49.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.