CLIM vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricCLIMSCHDWinner
Expense Ratio0.90%0.06%
AUM$2M$103.7B
Dividend Yield1.17%3.31%
Holdings79104
YTD Return+8.34%+25.33%
1Y Return-+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)-13.6%
Max Drawdown-6.4%-33.4%
Fund FamilyClimate Global ETFCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 11, 2026Oct 20, 2011

CLIM vs SCHD Performance

Climate Global - Climate Resilient REIT Index ETF (CLIM) is a ETF from Climate Global ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, CLIM is up 8.34% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -6.4% for CLIM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CLIM charges 0.90% per year while SCHD charges 0.06%. On a $10,000 position that is $90 vs $6 annually, a gap of $84 per year that compounds over a long holding period. On income, CLIM currently yields 1.17% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

CLIM and SCHD share 0 holdings out of 179 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CLIM or SCHD?

CLIM has an expense ratio of 0.90% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $84 per year of difference.

What is the holdings overlap between CLIM and SCHD?

CLIM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 179 unique securities.

Which pays a higher dividend, CLIM or SCHD?

CLIM yields 1.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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