CLIM vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricCLIMSPYWinner
Expense Ratio0.90%0.09%
AUM$2M$789.1B
Dividend Yield1.17%1.01%
Holdings79505
YTD Return+9.74%+14.47%
1Y Return-+21.96%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+13.30%
Volatility (annualized)-15.3%
Max Drawdown-6.4%-56.5%
Fund FamilyClimate Global ETFState Street Investment Management
CategoryEquityEquity
InceptionMar 11, 2026Jan 22, 1993

CLIM vs SPY Performance

Climate Global - Climate Resilient REIT Index ETF (CLIM) is a ETF from Climate Global ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, CLIM is up 9.74% versus a gain of 14.47% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -6.4% for CLIM and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CLIM charges 0.90% per year while SPY charges 0.09%. On a $10,000 position that is $90 vs $9 annually, a gap of $81 per year that compounds over a long holding period. On income, CLIM currently yields 1.17% against 1.01% for SPY.

Holdings Overlap

1.2%overlap

CLIM and SPY share 15 holdings out of 567 unique holdings combined, representing a 1.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CLIMWeight in SPYDifference
WELL4.41%0.25%4.16%
PLD2.92%0.20%2.72%
SPG2.97%0.11%2.86%
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Frequently Asked Questions

Which is cheaper, CLIM or SPY?

CLIM has an expense ratio of 0.90% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

What is the holdings overlap between CLIM and SPY?

CLIM and SPY share 15 common holdings with a 1.2% weight overlap. Combined, they hold 567 unique securities.

Which pays a higher dividend, CLIM or SPY?

CLIM yields 1.17% while SPY yields 1.01%, so CLIM currently pays the higher dividend yield.

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