CLSM vs SCHD
ETC Cabana Target Leading Sector Moderate ETF vs Schwab US Dividend Equity ETF
Which is better, CLSM or SCHD?
Equity-oriented Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CLSM | SCHD |
|---|---|---|
| Expense Ratio | 0.82% | 0.06%Best |
| AUM | $97M | $112.2B |
| Dividend Yield | 0.79% | 3.13% |
| Holdings | 5 | 103 |
| YTD Return | +18.16% | +27.56%Best |
| 1Y Return | +24.43% | +30.29%Best |
| 3Y Return (annualized) | +14.03% | +16.37%Best |
| 5Y Return (annualized) | +3.19% | +10.23%Best |
| Volatility (annualized) | 12.4%Best | 14.7% |
| Max Drawdown | -27.8% | -16.9%Best |
| $10,000 over 5 years | $11,700 | $16,274Best |
| Fund Family | The Cabana Group, LLC | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Value |
| Inception | Jul 12, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2021 to Sep 4, 2026 (5.1 years).
CLSM vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.
CLSM vs SCHD Performance
ETC Cabana Target Leading Sector Moderate ETF (CLSM) is an ETF from The Cabana Group, LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CLSM returned +24.43% while SCHD returned +30.29%. Year to date, CLSM is up 18.16% versus a gain of 27.56% for SCHD.
Over three years, CLSM compounded at +14.03% per year against +16.37% for SCHD; over five years the annualized figures are +3.19% and +10.23% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 12.4% for CLSM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.8% for CLSM and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CLSM charges 0.82% per year while SCHD charges 0.06%. On a $10,000 position that is $82 vs $6 annually, a gap of $76 per year that compounds over a long holding period. On income, CLSM currently yields 0.79% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 4 holdings in CLSM and 100 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 4 positions we hold weights for in CLSM and 100 in SCHD, against full books of 5 and 103.
You are not choosing between two funds in isolation.
Whichever of CLSM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CLSM or SCHD?
CLSM has an expense ratio of 0.82% while SCHD charges 0.06%. SCHD is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, CLSM or SCHD?
Over the past year CLSM returned +24.43% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CLSM or SCHD?
SCHD has been the more volatile fund at 14.7% annualized versus 12.4% for CLSM. Worst drawdown: CLSM -27.8% vs SCHD -16.9%.
Should I hold both CLSM and SCHD?
CLSM and SCHD have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CLSM or SCHD?
CLSM yields 0.79% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CLSM?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.