CLSM vs VTI

CLSM vs VTI

Which is better, CLSM or VTI?

Equity-oriented Balanced against Large Cap Blend.

VTI has a lower expense ratio. CLSM led over 1Y, VTI over 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCLSMVTI
Expense Ratio0.82%0.03%Best
AUM$96M$666.9B
Dividend Yield0.76%1.03%
Holdings53,543
YTD Return+15.85%Best+11.06%
1Y Return+20.02%Best+15.41%
3Y Return (annualized)+13.24%+20.48%Best
5Y Return (annualized)+2.88%+11.52%Best
Volatility (annualized)12.4%Best15.9%
Max Drawdown-27.8%-25.4%Best
$10,000 over 5 years$11,525$17,249Best
Fund FamilyThe Cabana Group, LLCVanguard (US)
CategoryAllocation/BalancedEquity
StyleEquity-oriented BalancedLarge Cap Blend
InceptionJul 12, 2021May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2021 to Sep 16, 2026 (5.2 years).

CLSM vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.

CLSM vs VTI Performance

ETC Cabana Target Leading Sector Moderate ETF (CLSM) is an ETF from The Cabana Group, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CLSM returned +20.02% while VTI returned +15.41%. Year to date, CLSM is up 15.85% versus a gain of 11.06% for VTI.

Over three years, CLSM compounded at +13.24% per year against +20.48% for VTI; over five years the annualized figures are +2.88% and +11.52% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 12.4% for CLSM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.8% for CLSM and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CLSM charges 0.82% per year while VTI charges 0.03%. On a $10,000 position that is $82 vs $3 annually, a gap of $79 per year that compounds over a long holding period. On income, CLSM currently yields 0.76% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 4 holdings in CLSM and 3,463 in VTI, totalling 99.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 4 positions we hold weights for in CLSM and 3,463 in VTI, against full books of 5 and 3,543.

You are not choosing between two funds in isolation.

Whichever of CLSM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CLSMVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CLSM or VTI?

CLSM has an expense ratio of 0.82% while VTI charges 0.03%. VTI is the cheaper option, by $79 a year on a $10,000 investment.

Which performed better, CLSM or VTI?

Over the past year CLSM returned +20.02% vs +15.41% for VTI, so CLSM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CLSM or VTI?

VTI has been the more volatile fund at 15.9% annualized versus 12.4% for CLSM. Worst drawdown: CLSM -27.8% vs VTI -25.4%.

Should I hold both CLSM and VTI?

CLSM and VTI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CLSM or VTI?

CLSM yields 0.76% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than CLSM?

VTI has a lower expense ratio. CLSM led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.