CMDY vs SCHD
iShares Bloomberg Roll Select Commodity Strategy ETF vs Schwab US Dividend Equity ETF
Which is better, CMDY or SCHD?
Commodities against Large Cap Value.
SCHD has a lower expense ratio. CMDY led over 1Y and 5Y, SCHD over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CMDY | SCHD |
|---|---|---|
| Expense Ratio | 0.28% | 0.06%Best |
| AUM | $666M | $112.2B |
| Dividend Yield | 10.67% | 3.13% |
| Holdings | 91 | 103 |
| YTD Return | +31.50%Best | +28.59% |
| 1Y Return | +40.73%Best | +31.77% |
| 3Y Return (annualized) | +14.92% | +16.70%Best |
| 5Y Return (annualized) | +11.11%Best | +10.09% |
| Volatility (annualized) | 13.9%Best | 16.2% |
| Max Drawdown | -31.2%Best | -33.4% |
| $10,000 over 5 years | $16,934Best | $16,171 |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Value |
| Inception | Apr 3, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 5, 2018 to Sep 3, 2026 (8.4 years).
CMDY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.4 years both funds cover.
CMDY vs SCHD Performance
iShares Bloomberg Roll Select Commodity Strategy ETF (CMDY) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CMDY returned +40.73% while SCHD returned +31.77%. Year to date, CMDY is up 31.50% versus a gain of 28.59% for SCHD.
Over three years, CMDY compounded at +14.92% per year against +16.70% for SCHD; over five years the annualized figures are +11.11% and +10.09% respectively. Across the full 8-year window we track, SCHD has the edge at +11.95% annualized vs +8.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 13.9% for CMDY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.2% for CMDY and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CMDY charges 0.28% per year while SCHD charges 0.06%. On a $10,000 position that is $28 vs $6 annually, a gap of $22 per year that compounds over a long holding period. On income, CMDY currently yields 10.67% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in CMDY and 100 in SCHD, totalling 5.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in CMDY and 100 in SCHD, against full books of 91 and 103.
You are not choosing between two funds in isolation.
Whichever of CMDY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CMDY or SCHD?
CMDY has an expense ratio of 0.28% while SCHD charges 0.06%. SCHD is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, CMDY or SCHD?
Over the past year CMDY returned +40.73% vs +31.77% for SCHD, so CMDY leads on 1-year performance. Over the longest common window we track (8 years), CMDY annualized +8.53% vs +11.95% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CMDY or SCHD?
SCHD has been the more volatile fund at 16.2% annualized versus 13.9% for CMDY. Worst drawdown: CMDY -31.2% vs SCHD -33.4%.
Should I hold both CMDY and SCHD?
CMDY and SCHD have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CMDY or SCHD?
CMDY yields 10.67% while SCHD yields 3.13%, so CMDY currently pays the higher dividend yield.
Is SCHD better than CMDY?
SCHD has a lower expense ratio. CMDY led over 1Y and 5Y, SCHD over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.