CONY vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCONYVTIWinner
Expense Ratio1.22%0.03%
AUM$368M$663.5B
Dividend Yield192.35%1.07%
Holdings233,543
YTD Return-32.75%+13.87%
1Y Return-48.88%+23.31%
3Y Return (annualized)+4.82%+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)60.5%15.3%
Max Drawdown-63.6%-56.6%
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
InceptionAug 14, 2023May 24, 2001

CONY vs VTI Performance

YieldMax COIN Option Income Strategy ETF (CONY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CONY returned -48.88% while VTI returned +23.31%. Year to date, CONY is down 32.75% versus a gain of 13.87% for VTI.

Over three years, CONY compounded at +4.82% per year against +21.17% for VTI. Across the full 3-year window we track, VTI has the edge at +8.13% annualized vs +4.82%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CONY has been the more volatile fund, with annualized monthly volatility of 60.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.6% for CONY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CONY charges 1.22% per year while VTI charges 0.03%. On a $10,000 position that is $122 vs $3 annually, a gap of $119 per year that compounds over a long holding period. On income, CONY currently yields 192.35% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CONY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CONY or VTI?

CONY has an expense ratio of 1.22% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $119 per year of difference.

Which performed better, CONY or VTI?

Over the past year CONY returned -48.88% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), CONY annualized +4.82% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, CONY or VTI?

CONY has been the more volatile fund at 60.5% annualized versus 15.3% for VTI. Worst drawdown: CONY -63.6% vs VTI -56.6%.

Should I hold both CONY and VTI?

CONY and VTI have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CONY and VTI?

CONY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.

Which pays a higher dividend, CONY or VTI?

CONY yields 192.35% while VTI yields 1.07%, so CONY currently pays the higher dividend yield.

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