CONY vs VTI
YieldMax COIN Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | CONY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.03% | |
| AUM | $351M | $666.9B | |
| Dividend Yield | 165.38% | 1.07% | |
| Holdings | 24 | 3,543 | |
| YTD Return | -21.64% | +12.74% | |
| 1Y Return | -38.92% | +20.66% | |
| 3Y Return (annualized) | +10.25% | +20.69% | |
| 5Y Return (annualized) | - | +11.52% | |
| Volatility (annualized) | 61.5% | 15.3% | |
| Max Drawdown | -63.6% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Aug 14, 2023 | May 24, 2001 |
CONY vs VTI Performance
YieldMax COIN Option Income Strategy ETF (CONY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CONY returned -38.92% while VTI returned +20.66%. Year to date, CONY is down 21.64% versus a gain of 12.74% for VTI.
Over three years, CONY compounded at +10.25% per year against +20.69% for VTI. Across the full 3-year window we track, CONY has the edge at +10.11% annualized vs +8.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CONY has been the more volatile fund, with annualized monthly volatility of 61.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.6% for CONY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CONY charges 1.04% per year while VTI charges 0.03%. On a $10,000 position that is $104 vs $3 annually, a gap of $101 per year that compounds over a long holding period. On income, CONY currently yields 165.38% against 1.07% for VTI.
Holdings Overlap
CONY and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CONY or VTI?
CONY has an expense ratio of 1.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
Which performed better, CONY or VTI?
Over the past year CONY returned -38.92% vs +20.66% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), CONY annualized +10.11% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, CONY or VTI?
CONY has been the more volatile fund at 61.5% annualized versus 15.3% for VTI. Worst drawdown: CONY -63.6% vs VTI -56.6%.
Should I hold both CONY and VTI?
CONY and VTI have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CONY and VTI?
CONY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, CONY or VTI?
CONY yields 165.38% while VTI yields 1.07%, so CONY currently pays the higher dividend yield.
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