CONY vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricCONYVYMWinner
Expense Ratio1.22%0.04%
AUM$368M$79.0B
Dividend Yield192.35%2.86%
Holdings23568
YTD Return-32.82%+16.10%
1Y Return-48.94%+25.99%
3Y Return (annualized)+4.79%+18.29%
5Y Return (annualized)-+12.35%
Volatility (annualized)60.5%14.6%
Max Drawdown-63.6%-58.8%
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
InceptionAug 14, 2023Nov 10, 2006

CONY vs VYM Performance

YieldMax COIN Option Income Strategy ETF (CONY) is a ETF from YieldMax ETF and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CONY returned -48.94% while VYM returned +25.99%. Year to date, CONY is down 32.82% versus a gain of 16.10% for VYM.

Over three years, CONY compounded at +4.79% per year against +18.29% for VYM. Across the full 3-year window we track, VYM has the edge at +7.08% annualized vs +4.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CONY has been the more volatile fund, with annualized monthly volatility of 60.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.6% for CONY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CONY charges 1.22% per year while VYM charges 0.04%. On a $10,000 position that is $122 vs $4 annually, a gap of $118 per year that compounds over a long holding period. On income, CONY currently yields 192.35% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

CONY and VYM share 0 holdings out of 560 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CONY or VYM?

CONY has an expense ratio of 1.22% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $118 per year of difference.

Which performed better, CONY or VYM?

Over the past year CONY returned -48.94% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), CONY annualized +4.79% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, CONY or VYM?

CONY has been the more volatile fund at 60.5% annualized versus 14.6% for VYM. Worst drawdown: CONY -63.6% vs VYM -58.8%.

Should I hold both CONY and VYM?

CONY and VYM have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CONY and VYM?

CONY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 560 unique securities.

Which pays a higher dividend, CONY or VYM?

CONY yields 192.35% while VYM yields 2.86%, so CONY currently pays the higher dividend yield.

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