COOL vs SCHD
VegaShares AI Thermal, Cooling & Power Management ETF vs Schwab US Dividend Equity ETF
Which is better, COOL or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. COOL led over 3Y, 5Y and the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | COOL | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $521,115.29 | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 13 | 103 |
| YTD Return | -4.51% | +25.84%Best |
| 1Y Return | -4.51% | +30.18%Best |
| 3Y Return (annualized) | +21.12%Best | +16.08% |
| 5Y Return (annualized) | +14.87%Best | +9.97% |
| Volatility (annualized) | 47.7% | 14.6%Best |
| Max Drawdown | -10.9%Best | -16.9% |
| $10,000 over 5 years | $20,000Best | $16,083 |
| Fund Family | VegaShares ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Aug 13, 2026 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 19, 2021 to Sep 15, 2026 (5.6 years).
COOL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.6 years both funds cover.
COOL vs SCHD Performance
VegaShares AI Thermal, Cooling & Power Management ETF (COOL) is an ETF from VegaShares ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year COOL returned -4.51% while SCHD returned +30.18%. Year to date, COOL is down 4.51% versus a gain of 25.84% for SCHD.
Over three years, COOL compounded at +21.12% per year against +16.08% for SCHD; over five years the annualized figures are +14.87% and +9.97% respectively. Across the full 6-year window we track, COOL has the edge at +12.32% annualized vs +11.59%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
COOL has been the more volatile fund, with annualized monthly volatility of 47.7% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.9% for COOL and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.11. They move largely independently of each other.
Fees and Cost Over Time
COOL charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, COOL currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 13 holdings in COOL and 100 in SCHD, totalling 57.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 13 positions we hold weights for in COOL and 100 in SCHD, against full books of 13 and 103.
You are not choosing between two funds in isolation.
Whichever of COOL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, COOL or SCHD?
COOL has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, COOL or SCHD?
Over the past year COOL returned -4.51% vs +30.18% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), COOL annualized +12.32% vs +11.59% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, COOL or SCHD?
COOL has been the more volatile fund at 47.7% annualized versus 14.6% for SCHD. Worst drawdown: COOL -10.9% vs SCHD -16.9%.
Should I hold both COOL and SCHD?
COOL and SCHD have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, COOL or SCHD?
COOL yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than COOL?
SCHD has a lower expense ratio. COOL led over 3Y, 5Y and the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.