COSW vs SCHD
Roundhill COST WeeklyPay ETF vs Schwab US Dividend Equity ETF
Which is better, COSW or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | COSW | SCHD |
|---|---|---|
| Expense Ratio | 0.99% | 0.06%Best |
| AUM | $11M | $111.6B |
| Dividend Yield | 28.62% | 3.24% |
| Holdings | 15 | 206 |
| YTD Return | +2.05% | +29.76%Best |
| 1Y Return | -8.31% | +34.04%Best |
| 3Y Return (annualized) | - | +20.25% |
| 5Y Return (annualized) | - | +10.37% |
| Volatility (annualized) | 22.6% | 15.6%Best |
| Max Drawdown | -28.1% | -6.9%Best |
| $10,000 over 1 years | $9,027 | $13,408Best |
| Fund Family | Roundhill Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 23, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 23, 2025 to Oct 27, 2026 (1 years).
COSW vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
COSW vs SCHD Performance
Roundhill COST WeeklyPay ETF (COSW) is an ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year COSW returned -8.31% while SCHD returned +34.04%. Year to date, COSW is up 2.05% versus a gain of 29.76% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
COSW has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 15.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.1% for COSW and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
COSW charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, COSW currently yields 28.62% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 2 holdings in COSW and 98 in SCHD, totalling 13.3% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in COSW and 98 in SCHD, against full books of 15 and 206.
You are not choosing between two funds in isolation.
Whichever of COSW and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, COSW or SCHD?
COSW has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, COSW or SCHD?
Over the past year COSW returned -8.31% vs +34.04% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), COSW annualized -9.73% vs +34.08% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, COSW or SCHD?
COSW has been the more volatile fund at 22.6% annualized versus 15.6% for SCHD. Worst drawdown: COSW -28.1% vs SCHD -6.9%.
Should I hold both COSW and SCHD?
COSW and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, COSW or SCHD?
COSW yields 28.62% while SCHD yields 3.24%, so COSW currently pays the higher dividend yield.
Is SCHD better than COSW?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.