COSW vs SPY

COSW vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricCOSWSPYWinner
Expense Ratio0.99%0.09%
AUM$11M$821.1B
Dividend Yield22.29%1.01%
Holdings5505
YTD Return-0.07%+12.22%
1Y Return-+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-22.6%-56.5%
Fund FamilyRoundhill InvestmentsState Street Investment Management
CategoryEquityEquity
InceptionOct 23, 2025Jan 22, 1993

COSW vs SPY Performance

Roundhill COST WeeklyPay ETF (COSW) is a ETF from Roundhill Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, COSW is down 0.07% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -22.6% for COSW and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

COSW charges 0.99% per year while SPY charges 0.09%. On a $10,000 position that is $99 vs $9 annually, a gap of $90 per year that compounds over a long holding period. On income, COSW currently yields 22.29% against 1.01% for SPY.

Holdings Overlap

0.6%overlap

COSW and SPY share 1 holdings out of 505 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in COSWWeight in SPYDifference
COST8.52%0.63%7.89%

Frequently Asked Questions

Which is cheaper, COSW or SPY?

COSW has an expense ratio of 0.99% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

What is the holdings overlap between COSW and SPY?

COSW and SPY share 1 common holdings with a 0.6% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, COSW or SPY?

COSW yields 22.29% while SPY yields 1.01%, so COSW currently pays the higher dividend yield.

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