CUSD vs SCHD
CrossingBridge Ultra-Short Duration ETF vs Schwab US Dividend Equity ETF
Which is better, CUSD or SCHD?
Small Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 54.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CUSD | SCHD |
|---|---|---|
| Expense Ratio | 0.81% | 0.06%Best |
| AUM | $11M | $112.1B |
| Dividend Yield | 13.50% | 3.00% |
| Holdings | 39 | 103 |
| Volatility (annualized) | 3.0%Best | 14.8% |
| Max Drawdown | -5.4%Best | -16.9% |
| $10,000 over 4.8 years | $13,185 | $15,718Best |
| Top 10 Weight | 54.2% | 41.8%Best |
| Fund Family | CrossingBridge | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Value |
| Inception | Sep 20, 2021 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 67 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CUSD has data through Jul 13, 2026 and SCHD through Sep 18, 2026.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Sep 21, 2021 to Jul 13, 2026 (4.8 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 3.0% for CUSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for CUSD and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.16. They move largely independently of each other.
Fees and Cost Over Time
CUSD charges 0.81% per year while SCHD charges 0.06%. On a $10,000 position that is $81 vs $6 annually, a gap of $75 per year that compounds over a long holding period. On income, CUSD currently yields 13.50% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 35 holdings in CUSD and 100 in SCHD, totalling 97.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 185 days apart, CUSD as of Feb 27, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 35 positions we hold weights for in CUSD and 100 in SCHD, against full books of 39 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for CUSD (99.9% of the fund), and 27 for CUSD that do not appear in SCHD (63.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CUSD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CUSD or SCHD?
CUSD has an expense ratio of 0.81% while SCHD charges 0.06%. SCHD is the cheaper option, by $75 a year on a $10,000 investment.
Which is riskier, CUSD or SCHD?
SCHD has been the more volatile fund at 14.8% annualized versus 3.0% for CUSD. Worst drawdown: CUSD -5.4% vs SCHD -16.9%.
Should I hold both CUSD and SCHD?
CUSD and SCHD have a monthly-return correlation of -0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CUSD or SCHD?
CUSD yields 13.50% while SCHD yields 3.00%, so CUSD currently pays the higher dividend yield.
Is SCHD better than CUSD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 54.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.