CUSD vs VYM
CrossingBridge Ultra-Short Duration ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | CUSD | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.81% | 0.04% | |
| AUM | $11M | $81.6B | |
| Dividend Yield | 13.50% | 2.24% | |
| Holdings | 39 | 616 | |
| YTD Return | +3.33% | +14.95% | |
| 1Y Return | +3.82% | +21.14% | |
| 3Y Return (annualized) | +6.84% | +18.69% | |
| 5Y Return (annualized) | - | +12.00% | |
| Volatility (annualized) | 3.0% | 14.6% | |
| Max Drawdown | -5.4% | -58.8% | |
| Fund Family | CrossingBridge | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 20, 2021 | Nov 10, 2006 |
CUSD vs VYM Performance
CrossingBridge Ultra-Short Duration ETF (CUSD) is a ETF from CrossingBridge and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CUSD returned +3.82% while VYM returned +21.14%. Year to date, CUSD is up 3.33% versus a gain of 14.95% for VYM.
Over three years, CUSD compounded at +6.84% per year against +18.69% for VYM. Across the full 5-year window we track, VYM has the edge at +7.01% annualized vs +5.93%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.0% for CUSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for CUSD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CUSD charges 0.81% per year while VYM charges 0.04%. On a $10,000 position that is $81 vs $4 annually, a gap of $77 per year that compounds over a long holding period. On income, CUSD currently yields 13.50% against 2.24% for VYM.
Holdings Overlap
CUSD and VYM share 0 holdings out of 638 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CUSD or VYM?
CUSD has an expense ratio of 0.81% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $77 per year of difference.
Which performed better, CUSD or VYM?
Over the past year CUSD returned +3.82% vs +21.14% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), CUSD annualized +5.93% vs +7.01% for VYM. Past performance does not guarantee future results.
Which is riskier, CUSD or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 3.0% for CUSD. Worst drawdown: CUSD -5.4% vs VYM -58.8%.
Should I hold both CUSD and VYM?
CUSD and VYM have a monthly-return correlation of -0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CUSD and VYM?
CUSD and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 638 unique securities.
Which pays a higher dividend, CUSD or VYM?
CUSD yields 13.50% while VYM yields 2.24%, so CUSD currently pays the higher dividend yield.
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