CUSD vs VYM
CrossingBridge Ultra-Short Duration ETF vs Vanguard High Dividend Yield ETF
Which is better, CUSD or VYM?
Small Cap Growth against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 54.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CUSD | VYM |
|---|---|---|
| Expense Ratio | 0.81% | 0.04%Best |
| AUM | $11M | $81.6B |
| Dividend Yield | 13.50% | 2.22% |
| Holdings | 39 | 613 |
| Volatility (annualized) | 3.0%Best | 13.9% |
| Max Drawdown | -5.4%Best | -15.8% |
| $10,000 over 4.8 years | $13,185 | $18,041Best |
| Top 10 Weight | 54.2% | 26.1%Best |
| Fund Family | CrossingBridge | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Value |
| Inception | Sep 20, 2021 | Nov 10, 2006 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 66 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CUSD has data through Jul 13, 2026 and VYM through Sep 17, 2026.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Sep 21, 2021 to Jul 13, 2026 (4.8 years).
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 3.0% for CUSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for CUSD and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.15. They move largely independently of each other.
Fees and Cost Over Time
CUSD charges 0.81% per year while VYM charges 0.04%. On a $10,000 position that is $81 vs $4 annually, a gap of $77 per year that compounds over a long holding period. On income, CUSD currently yields 13.50% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 35 holdings in CUSD and 557 in VYM, totalling 97.0% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 154 days apart, CUSD as of Feb 27, 2026 and VYM as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 35 positions we hold weights for in CUSD and 557 in VYM, against full books of 39 and 613.
What only one of them owns
Our book lists 528 positions for VYM that do not appear in our book for CUSD (97.1% of the fund), and 27 for CUSD that do not appear in VYM (63.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CUSD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CUSD or VYM?
CUSD has an expense ratio of 0.81% while VYM charges 0.04%. VYM is the cheaper option, by $77 a year on a $10,000 investment.
Which is riskier, CUSD or VYM?
VYM has been the more volatile fund at 13.9% annualized versus 3.0% for CUSD. Worst drawdown: CUSD -5.4% vs VYM -15.8%.
Should I hold both CUSD and VYM?
CUSD and VYM have a monthly-return correlation of -0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CUSD or VYM?
CUSD yields 13.50% while VYM yields 2.22%, so CUSD currently pays the higher dividend yield.
Is VYM better than CUSD?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 54.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.